220 Hass Lane, Fallbrook, CA 92028

• 4 beds |
• 3 baths |
• 2,209 sqft

Property Description

Assume a 3.5% FHA Loan Subject to Lender Approval and Buyer Qualification Built in 2022 and thoughtfully maintained, this modern home in Fallbrook's Citro community delivers one of the most significant buying opportunities in the region: the chance to assume an existing FHA mortgage at just 3.5% interest a financing advantage that could mean hundreds of dollars in monthly savings compared to current market rates. The open-concept main level flows seamlessly between the kitchen, dining, and living areas, designed for everyday comfort and easy entertaining alike, while a downstairs bedroom and full bath provide exceptional flexibility perfect for guests, a home office, or multi-generational living arrangements. Upstairs, a spacious loft creates a natural second living space, whether you envision a media room, a dedicated remote-work setup, or additional family room, and the primary suite offers a well-appointed ensuite bath and generous walk-in closet. The fully owned solar system owned, not leased delivers meaningful, ongoing savings on monthly electricity costs and protection against rising utility rates, adding long-term value and lowering total cost of ownership from day one. The location is a standout: with direct access to I-15 and Highway 76, destinations throughout the region are all within reach including Camp Pendleton, North County San Diego, Temecula, Riverside, and Oceanside while Fallbrook's peaceful, small-town atmosphere awaits when you return home, and the Citro community's position just off the 15/76 interchange makes it one of the most conveniently l

Listing Status:

Active

Date Added:

March 3, 2026

Data Last Updated:

May 20, 2026 at 2:13PM

Listing Office:

eXp Realty of Southern California, Inc. : 888-294-1415

Listing Agent:

Ankoma Hose : 858-210-2061

MLS ID:

SW26021865

Interior

• General: Granite CountersPantryRecessed Lighting
• Appliances: DishwasherDisposalSolar Panels
• Flooring: Linoleum/Vinyl
• A/C: Central Forced Air
• Heating: Forced Air Unit
• Fireplace: N/K

Exterior

• General: Community/Common
• Style: Modern
• Pool: Community/CommonAssociation
• Parking: GarageParking spaces: 2

Construction

• General: 2

Location

• HOA Amenities: Biking TrailsBocce Ball CourtHiking TrailsPicnic AreaBarbecuePoolExterior Bldg Maintenance267.0Monthly
• Originating MLS: California Regional MLS
• School District: Fallbrook Union Elementary Distr
• County: San Diego

Lot

• Zoning: 1085231500
• View: Mountains/Hills
• Fencing: Vinyl

Utilities

• Utilities: Electricity ConnectedNatural Gas ConnectedSewer ConnectedWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: California Regional MLS