3256 Gerle Ave, Placerville, CA 95667

• 4 beds |
• 2 baths |
• 1,572 sqft

Property Description

Rare Assumable Financing at 2.75% - The smartest part of this move-in ready Placerville home isn't something you can see it's the financing. This home comes with assumable FHA financing at just 2.75%, while today's rates sit closer to 6.5%. For qualified buyers, that difference is life-changing. The principal and interest payment would be just $2,036.30 per month, a monthly savings of $785.91 compared to buying at current rates, and an estimated $83,708.42 in interest savings over five years. Put simply, owning this home costs less than renting in Placerville. You get the stability of homeownership, the chance to build equity, and a monthly payment that's hard to find anywhere in today's market. Beyond the financing, the home itself is ready to welcome you. Tucked on a private, quiet street in the city of Placerville, this single-story layout offers easy, comfortable living with no stairs to navigate. Inside, you'll find granite countertops, stainless steel appliances, and warm laminate wood flooring that ties the spaces together beautifully. The enclosed porch adds a relaxing spot to unwind, sip your morning coffee, or enjoy a quiet evening at home. It's a rare combination: a home that's truly move-in ready, paired with financing that puts real money back in your pocket month after month. Opportunities like this don't come around often, and they don't last long. Schedule your private showing today and see how much you could save. Assumable FHA financing available to qualified buyers. Savings figures are estimates based on current market rates.

Listing Status:

Active

Data Last Updated:

June 25, 2026 at 5:32AM

Listing Office:

eXp Realty of California, Inc. : 3134085

Listing Agent:

Samuel Weiner : 530 3134085

MLS ID:

226070381

Interior

• Rooms: Bedroom(s)Living RoomMaster BedroomFull Bath(s)GarageKitchen
• Master Bath: Shower Stall(s)Double Sinks
• Kitchen: Breakfast AreaGranite Counter
• Appliances: Free Standing Gas RangeDishwasherDisposal
• Dining: Space in Kitchen
• Living Room: Other
• Laundry: CabinetsSinkInside Room
• Flooring: Laminate
• A/C: Central
• Heating: CentralWood Stove
• Fireplace: Living RoomFree StandingWood BurningWood StoveFireplaces: 1

Exterior

• Style: Traditional
• Parking: 24'+ Deep GarageGarage Facing FrontUncovered Parking Spaces 2+Parking spaces: 0

Construction

• Roofing: Composition
• Windows: Dual Pane Full
• General: WoodRaised

Location

• HOA Amenities: 0.0
• Originating MLS: MLS Metrolist
• School District: El Dorado
• County: El Dorado

Lot

• Topography: Lot Grade Varies
• Zoning: 051-340-054-000

Utilities

• Utilities: ElectricSewer In & ConnectedPropanePropane Tank Leased220 Volts in Kitchen220 Volts in Laundry
• Water: PublicWater District
• Sewer: Public Sewer

Financial

• Source: MLS Metrolist