$649,000

92 Montana Del Lago, Rancho Santa Margarita, CA 92688

3 beds |
2 baths |
1,131 sqft

Condominium
Built in 1993
1.18acre lot
2 car garage
$574/sqft
Listed 4 days ago

Property Description

Experience the sought-after Rancho Santa Margarita lifestyle in the highly coveted community of Montana Del Lago. Perfectly situated just steps from the RSM Lake and Beach Club, this townhouse-style home blends modern convenience with resort-style living. Inside, soaring ceilings and abundant natural light create an airy, expansive feel. The open-concept family room, anchored by a cozy fireplace, serves as the heart of the home-perfect for both quiet evenings and lively gatherings. The interior has been elevated with fresh designer paint and a kitchen featuring sleek stainless steel appliances. Upstairs, the bedrooms offer the luxury of generous walk-in closets. The lower level features a garage equipped with an EV charger and space for a private office-an ideal solution for today's remote professional. Outside, your private patio awaits for weekend BBQs and alfresco dining.

Listing Status:: Active
Date Added:: February 3, 2026
Data Last Updated:: February 7, 2026 at 9:08PM
Listing Office:: Coldwell Banker Realty : 949-385-8900
Listing Agent:: Karen Luckman : 949-680-6581
MLS ID:: CROC26010347

General: Family RoomBreakfast Bar
Appliances: DishwasherGas RangeMicrowaveRefrigeratorGas Water Heater
Laundry: DryerIn GarageWasher
Flooring: LaminateTileCarpet
A/C: Ceiling Fan(s)Central Air
Heating: CentralFireplace(s)
Fireplace: Family RoomGasGas StarterFireplace

General: OtherHeated
Style: Mediterranean
Pool: In Ground
Parking: AttachedInt Access From GarageTandemOtherGuest

General: StuccoMulti/SplitSlab

HOA Amenities: PoolSpa/Hot TubTennis Court(s)OtherParkPicnic Area643.0Monthly
Originating MLS: CRMLS
School District: Saddleback Valley Unified
County: Orange

Zoning: 93083064
View: None

Utilities: Cable AvailableNatural Gas Available

Source: CRMLS

Presented by Veterans United Realty

This listing courtesy of Karen Luckman , Coldwell Banker Realty

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

Cielo Vista Elementary School

21811 Avenida De Los Fundado, Rancho Santa Margarita, CA, 92688

Grades KG-6

0.22 miles away

Rancho Santa Margarita Intermediate School

21931 Alma Aldea, Rancho Santa Margarita, CA, 92688

Grades 7-8

0.43 miles away

Trabuco Hills High School

27501 Mustang Run, Mission Viejo, CA, 92691

Grades 9-12

3.73 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.