$419,999

3541 38th St, Sacramento, CA 95817

2 beds |
1 bath |
1,036 sqft

Single-Family Home
Built in 1926
5,227sqft lot
—— car garage
$405/sqft
Listed 16 hours ago

Property Description

Welcome to 3541 38th Street, where opportunity meets flexibility in one of Sacramento's most connected neighborhoods. Tucked along a charming street, this 2 bed 1 bath home invites you in with warm natural light, comfortable living spaces, a large backyard, and a layout designed for everyday ease. But what truly sets this property apart is the rare opportunity to assume the existing FHA loan offering qualified buyers the potential to secure a 3.3% interest rate and significantly reduce monthly payments in today's higher-rate environment. Whether you're looking for a place to call home or a smart addition to your portfolio, this property delivers versatility and long-term value. Ideally located near UC Davis Medical Center, Midtown, parks, dining, and major commuter routes, convenience is always within reach. A home with options, a location that connects, and financing that makes sense 3541 38th Street is a unique opportunity you don't want to miss.

Listing Status:: Active
Data Last Updated:: April 1, 2026 at 11:32PM
Listing Office:: Nick Sadek Sotheby's International Realty : 7847444
Listing Agent:: Tony Estigoy : 916 2967189
MLS ID:: 226028946

Rooms: Bedroom(s)Living RoomDining RoomMaster BedroomFull Bath(s)KitchenStreet Entrance
Kitchen: Laminate Counter
Appliances: Free Standing Gas Range
Dining: Dining/Living Combo
Living Room: Other
Laundry: Inside Area
Flooring: Laminate
A/C: Central
Heating: Central
Fireplace: Fireplaces: 0

Style: Craftsman
Other Structures: Outbuilding
Parking: No GarageUncovered Parking SpaceParking spaces: 0

Roofing: Composition
General: Lap SidingRaised

Road/Access: Asphalt
HOA Amenities: 0.0
Originating MLS: MLS Metrolist
School District: Sacramento
County: Sacramento

Topography: Level
Zoning: 013-0403-029-0000
Fencing: Fenced

Utilities: ElectricSewer In & ConnectedNatural Gas Available220 Volts
Water: Meter on Site
Sewer: Public Sewer

Source: MLS Metrolist

This listing courtesy of Tony Estigoy , Nick Sadek Sotheby's International Realty

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Father Keith B. Kenny Elementary School

3525 Martin Luther King Jr Blvd, Sacramento, CA, 95817

Grades KG-6

0.11 miles away

Leonardo Da Vinci

4701 Joaquin Way, Sacramento, CA, 95822

Grades KG-8

1.48 miles away

American Legion High (Continuation)

3801 Broadway, Sacramento, CA, 95817

Grades 9-12

0.42 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.