3825 American Elm Road, San Bernardino, CA 92407

• 3 beds |
• 3 baths |
• 2,336 sqft

Property Description

Step inside this beautiful two-story home, perfectly situated on a peaceful suburban street in Fontana. CA. From the moment you arrive, you'll be captivated by its charming facade, manicured front yard. As you enter through the front door, you're welcomed into a light-filled and inviting space, designed for both comfort and functionality.The ground floor features a spacious family room that flows effortlessly into a dedicated dining area, creating an ideal setting for entertaining friends or enjoying cozy evenings. The modern kitchen, conveniently adjacent to the dining space, offers a seamless transition from meal preparation to shared moments.Retreat to the second level, where you'll find three restful bedrooms. This includes a primary suite that provides a perfect sanctuary at the end of the day. With three bathrooms and a two-car garage, this home offers the convenience and modern amenities that fit today's busy lifestyle.See instructions for showings: Schedule your tours according to the showing instructions and see for yourself why this home is the perfect blend of style and substance.In addition, the first loan is an FHA loan with an effective rate of 4.25% and fully assumable. This is an additional selling point for buyers with cash. At $653,000, the buyers' down payment would be $237,000 plus closing costs. The buyer would assume the first loan of $416,000 at 4.25% with 25 years remaining. This means the property would be paid off in 25 years, becoming debt-free for the buyer.There'd be no lender approval needed for a short sale, making it a traditional transaction with a quick closing.However, the buyer must meet income and credit requirements to assume the loan. They'd also pay an assumption fee, title, and escrow.The subject property is tenant occupied. Please, do not disturb the tenants

Listing Status:

Active

Date Added:

April 19, 2026

Data Last Updated:

July 5, 2026 at 8:17PM

Listing Office:

Provident Real Estate Sales : (626) 818-3361

Listing Agent:

Anthony De Johnette : (626) 818-3361

MLS ID:

P1-26724

Interior

• General: Breakfast BarGranite CountersOpen FloorplanPantryRecessed LightingStorageAll Bedrooms UpEntrance FoyerWalk-In PantryWalk-In Closet(s)
• Laundry: Laundry RoomUpper Level
• Flooring: CarpetTileVinyl
• A/C: Central Air
• Heating: Forced AirHigh EfficiencySolar
• Fireplace: None
• Disability Feature: Accessible Electrical and Environmental ControlsSafe Emergency Egress from HomeLow Pile CarpetParking
• Eco/Green Feature: Solar

Exterior

• General: Lighting
• Style: ModernPatio Home
• Other Structures: EnclosedConcretePatioOpen
• Pool: None
• Parking: ConcreteDoor-MultiDoor-SingleDrivewayGarage Faces FrontGarageParking spaces: 4

Construction

• Roofing: Tile
• General: FrameStucco2Slab

Location

• Road/Access: City Street
• HOA Amenities: Fitness CenterOther120.0Monthly
• Originating MLS: CRMLS_CRF
• County: San Bernardino

Lot

• Zoning: SD-RES1116153370000
• View: None
• Fencing: Wood

Utilities

• Utilities: Electricity ConnectedSewer ConnectedWater ConnectedStandard
• Water: Public
• Sewer: Public Sewer

Financial

• Source: CRMLS_CRF