3021-3023 Sterne, San Diego, CA 92106

• 4 beds |
• 4 baths

Property Description

Versatile coastal property with strong income potential located in one of San Diego’s most desirable neighborhoods, Point Loma. This extensively upgraded property offers flexible living and excellent income potential. Multiple living spaces lend the way for owner-occupants, multi-generational living, or investors seeking strong rental income. Upstairs features a 2BR/2BA residence renovated in 2023, offering modern finishes, updated systems, and comfortable living. The downstairs includes a 1BR + den unit with a tropical private backyard including a lucrative avocado tree and multiple patios. Quite the rare indoor-outdoor living space! 3rd unit is a thoughtfully designed studio with its own 2 private patios. A 1 car garage, 4 off street parking spots and multiple outdoor areas truly make this property special. Major recent improvements include; 30 panel + battery owned solar system, roof, windows, shutters, kitchen and bath remodels, HVAC systems, landscape/hardscape, patio decks, interior and exterior paint and termite repairs. Rents from the last tenants totaled $9,700/month, providing outstanding income or mortgage-offset potential. Ideally located near Liberty Station(within walking distance), the harbor, beaches, dining, shopping, downtown San Diego and the airport.

Listing Status:

Active

Date Added:

March 14, 2026

Data Last Updated:

April 1, 2026 at 8:14PM

Listing Office:

Real Broker : 855-450-0442

Listing Agent:

Caroline E Tumidajski : 858-229-2078

MLS ID:

260006066

Interior

• A/C: Central Forced AirWall/Window
• Heating: Forced Air Unit

Construction

• Roofing: Other/Remarks
• General: Stucco2 Story

Location

• Originating MLS: SDMLS
• County: San Diego

Lot

• Zoning: 530-333-13-00
• Fencing: Full

Utilities

• Utilities: Sewer Connected
• Water: Meter on Property

Financial

• Source: SDMLS