$1,799,000

3021 3023 Sterne, San Diego, CA 92106

Multi-Family Home
Built in 1977
5,001sqft lot
—— car garage
$——/sqft
Listed 18 days ago

Property Description

Versatile coastal property with strong income potential located in one of San Diego’s most desirable neighborhoods, Point Loma. This extensively upgraded property offers flexible living and excellent income potential. Multiple living spaces lend the way for owner-occupants, multi-generational living, or investors seeking strong rental income. Upstairs features a 2BR/2BA residence renovated in 2023, offering modern finishes, updated systems, and comfortable living. The downstairs includes a 1BR + den unit with a tropical private backyard including a lucrative avocado tree and multiple patios. Quite the rare indoor-outdoor living space! 3rd unit is a thoughtfully designed studio with its own 2 private patios. A 1 car garage, 4 off street parking spots and multiple outdoor areas truly make this property special. Major recent improvements include; 30 panel + battery owned solar system, roof, windows, shutters, kitchen and bath remodels, HVAC systems, landscape/hardscape, patio decks, interior and exterior paint and termite repairs. Rents from the last tenants totaled $9,700/month, providing outstanding income or mortgage-offset potential. Ideally located near Liberty Station(within walking distance), the harbor, beaches, dining, shopping, downtown San Diego and the airport.

Listing Status:: Active
Date Added:: March 14, 2026
Data Last Updated:: April 1, 2026 at 10:19PM
Listing Office:: Real Broker : 855-450-0442
Listing Agent:: Caroline Tumidajski : 858-229-2078
MLS ID:: 260006066SD

Appliances: Gas Water Heater
A/C: Central AirWall/Window Unit(s)
Heating: Forced Air

Parking: Parking spaces: 2

General: 2

HOA Amenities: 0.0
Originating MLS: CRMLS_SAND
County: San Diego

Zoning: 5303331300

Source: CRMLS_SAND

This listing courtesy of Caroline Tumidajski , Real Broker

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

Dana Middle School

1775 Chatsworth Blvd, San Diego, CA, 92107

Grades 5-6

0.43 miles away

Correia Middle School

4302 Valeta St, San Diego, CA, 92107

Grades 7-8

1.41 miles away

Point Loma High School

2335 Chatsworth Blvd, San Diego, CA, 92106

Grades 9-12

0.82 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.