$1,099,000

3132 45Th Street, San Diego, CA 92105

  • 5 beds |
  • 3 baths |
  • 2,624 sqft
  • Property Icon Condominium
  • Property Year Built Icon Built in 1979
  • Property Lot Size Icon6,534sqft lot
  • Property Parking Icon —— car garage
  • Property Price Per Square Feet Icon $419/sqft
  • Property List Date Icon Listed 8 days ago

Property Description

Assumable VA loan 2.5% interest rate. Loan balance 909k. Amazing opportunity for someone with VA eligibility available. Situated in a central San Diego location, 313236 45th Street presents a rare opportunity to own a versatile and well-maintained duplex with strong lifestyle appeal. The property features two distinct units, offering flexibility for multi-generational living, rental income, or owner occupancy. The lower unit offers a spacious 3 bedroom, 2 bathroom layout with abundant storage and thoughtful updates throughout, including a new washer and dryer. The upper unit features 2 bedrooms and 1 bathroom, complemented by a new refrigerator and the added benefit of owned solar for improved energy efficiency. Both units are equipped with individual mini split systems in each room, providing customizable comfort year round, along with double pane windows that enhance energy efficiency and interior quiet. Located near a walking trail and convenient to shopping, dining, and commuter routes, this property blends everyday livability with long term value. Whether you are looking to live in one unit and rent the other or maximize dual rental potential, this duplex offers a compelling opportunity in a growing area of San Diego.

Listing Status:
Active
Date Added:
March 19, 2026
Data Last Updated:
April 14, 2026 at 11:11PM
Listing Office:
eXp Realty of Southern CA : 888-294-1415
Listing Agent:
Chris Heller : 760-479-3672
MLS ID:
NDP2603128
  • A/C: ElectricOther/RemarksWall/Window
  • Heating: Other/Remarks
  • Fireplace: N/K
  • Pool: N/K
  • Parking: Parking spaces: 2
  • General: 2
  • HOA Amenities: 0.0
  • Originating MLS: CRP
  • School District: San Diego Unified School Distric
  • County: San Diego
  • Zoning: R-2:MINOR4762111800
  • View: N/K
  • Source: CRP

This listing courtesy of Chris Heller , eXp Realty of Southern CA

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

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Location

Schools Nearby

H

Hamilton Elementary School

2807 Fairmount Ave, San Diego, CA, 92105

Grades KG-5

0.27 miles away

C

Clark Middle School

4388 Thorn St, San Diego, CA, 92105

Grades 6-8

0.16 miles away

H

Hoover High School

4474 El Cajon Blvd, San Diego, CA, 92115

Grades 9-12

1.18 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.