3994 Division St, San Diego, CA 92113

• 3 beds |
• 2 baths |
• 1,242 sqft

Property Description

***VA Assumable Loan 2.75% with low gap – open to qualified non-veteran buyers.*** This home presents a great opportunity for buyers looking to build instant equity while customizing a property to their own taste. Property needs a little TLC but offers solid potential for those ready to add their personal touch and improvements. Ideal for buyers who want to renovate gradually while benefiting from a significantly lower mortgage payment. Property is zoned R-2, creating exciting possibilities for additional units or expanded living options (buyer to verify with city). This opens potential opportunities for added value, rental income, or multigenerational living depending on future plans and city guidelines. Conveniently located near shopping, dining, schools, parks, and major commuter routes, making everyday living easy and accessible. Whether you're a first-time buyer looking for affordability, a homeowner wanting to personalize your space, or an investor seeking upside potential, this property offers flexibility and long-term value. Don’t miss this chance to secure a home with one of the lowest mortgage rates available today while creating the home you envision.

Listing Status:

Active

Date Added:

March 25, 2026

Data Last Updated:

April 1, 2026 at 11:11PM

Listing Office:

LPT Realty,Inc : 877-722-8085

Listing Agent:

Ronald R Navalta : 619-450-3658

MLS ID:

260006618

Interior

• Appliances: DishwasherDryerMicrowaveRange/OvenRefrigeratorWasherCounter Top
• Laundry: ElectricGas
• A/C: N/K
• Heating: FireplaceElectric

Exterior

• Pool: N/K
• Parking: DetachedParking spaces: 4

Construction

• Roofing: Tile/Clay
• General: AdobeStuccoWoodWood/Stucco1 Story

Location

• HOA Amenities: 0.0
• Originating MLS: SDMLS
• County: San Diego

Lot

• Zoning: R-2:MINOR551-544-04-00
• Fencing: Full
• Restrictions: None Known

Utilities

• Water: Available
• Sewer: Sewer Available

Financial

• Source: SDMLS