631 S Gregory Street, San Diego, CA 92113

• 3 beds |
• 2 baths |
• 981 sqft

Property Description

Rare opportunity to own a well-positioned duplex in the heart of San Diego ready for its next owner, offering strong rental history, flexibility, and upside potential at a price below market value. One unit is a spacious 2 bed / 1 bath, previously rented at $3,300/month, while the other unit is a 1 bed / 1 bath, previously rented at $2,200/month. Together, the property has demonstrated solid income potential with a history of consistent rental demand. Each unit includes its own laundry, enhancing tenant convenience. Both units also benefit from dedicated yard space, providing additional livability and appeal for long-term tenants. The property offers additional upside with space to expand a parking pad in the front yard area which is an opportunity to further improve functionality and potentially increase value. Whether youre an investor seeking reliable cash flow, or an owner-occupant looking to live in one unit while offsetting your mortgage with rental income, this duplex presents a compelling opportunity with immediate income and future upside. This property also offers a VA loan assumption for eligible VA Buyer's with entitlement available. Low gap and a rate below today's market. Inquire for details on the assumption.

Listing Status:

Active

Date Added:

April 5, 2026

Data Last Updated:

April 5, 2026 at 11:11PM

Listing Office:

Real Broker : 855-450-0442

Listing Agent:

Rosey Tuttle : 717-802-0638

MLS ID:

NDP2603253

Interior

• Appliances: DryerWasher
• A/C: Wall/Window
• Fireplace: Other/Remarks

Exterior

• Pool: N/K
• Parking: Parking spaces: 0

Construction

• General: 1

Location

• HOA Amenities: 0.0
• Originating MLS: CRP
• County: San Diego

Lot

• Zoning: Multi Fami5456321000
• View: Other/RemarksNeighborhood

Utilities

• Water: Other/Remarks
• Sewer: Public Sewer

Financial

• Source: CRP