109 Banks Street, San Francisco, CA 94110

• 2 beds |
• 2 baths |
• 803 sqft

Property Description

Ideally located between Bernal Heights Park and Cortland Avenue, 109 Banks offers the location buyers dream about. Head one way for the open trails and sweeping views of the park; head the other for the cafes, bakeries, wine bars, and local shops of the neighborhood's beloved village main street. Opportunities like this, a character-filled historic home in one of San Francisco's most sought-after enclaves, rarely come to market. Built in 1909, this classic Bernal cottage offers two bedrooms and one and a half baths on a single level. It has formal living and dining rooms with original details, an eat-in kitchen, a laundry room, and a deck that opens to the private garden. Below, a large garage offers generous parking and storage, with adjacent unfinished space including storage rooms and a utility room. Offered as a true fixer opportunity, 109 Banks is ready for its next chapter. Whether you envision a thoughtful restoration or a fuller reimagining, the setting, the bones, and the address make this a rare chance to create something special in Bernal Heights.

Listing Status:

Active

Date Added:

October 7, 2026

Data Last Updated:

October 8, 2026 at 7:31AM

Listing Office:

Sotheby's International Realty : 415-929-1500

Listing Agent:

Travis C Hale : 415 7226150

MLS ID:

426166360

Interior

• Appliances: Free Standing Gas Range
• Laundry: Inside Area
• Flooring: CarpetLinoleum
• Fireplace: Fireplaces: 0

Exterior

• Style: CottageVictorian
• Parking: Garage Facing FrontParking spaces: 1

Construction

• General: StuccoWood SidingConcreteConcretePerimeter

Location

• HOA Amenities: 0.0
• Originating MLS: San Francisco
• County: San Francisco

Lot

• Zoning: 5653028
• Fencing: Back Yard

Utilities

• Utilities: Public
• Water: Public

Financial

• Source: San Francisco