$1,350,000

125 Garfield Street, San Francisco, CA 94134

4 beds |
2 baths |
1,218 sqft

Single-Family Home
Built in 1957
2,169sqft lot
—— car garage
$1,108/sqft
Listed 24 days ago

Property Description

This property in San Francisco's Merced Heights neighborhood presents a rare opportunity for homeowners seeking the perfect blend of personal comfort and investment potential, featuring a versatile layout with downstairs two ensuite units that offer separate entrance accessible after the main entry and another from the garage acess, which is ideal for generating supplemental rental income. The home has been meticulously updated with brand partial new kitchen appliances, recently updated kitchen and bathrooms, newly installed recessed lighting in the living room, recently refinished hardwood floors throughout, and some newly replaced dual-pane windows for enhanced comfort and efficiency . Additional improvements include a new drain in the backyard, fresh paint on the backyard and stairs, exterior touch-ups, a low-maintenance backyard, and a 1-car garage, all in pristine move-in condition . Located just minutes from San Francisco State University and City College, the property taps into the strong rental market, with nearby roommate-seekers actively searching for rooms, while also offering proximity to shopping at Stonestown Galleriaanchored by Target, Whole Foods, and Trader Joe'sand the charming boutiques and dining of West Portal Village. Families will appreciate the proximity to Ortega (Jose) Elementary School, which serves the neighborhood with strong academic ratings, and the Merced Heights area offers an urban-suburban feel with parks, community gardens, easy access to public transportation, and quick freeway access via I-280 and Highway 1, making this a smart investment in a gentrifying neighborhood where many homes feature in-law units specifically designed to tap into the rental pool .

Listing Status:: Active
Date Added:: March 18, 2026
Data Last Updated:: April 5, 2026 at 3:31AM
Listing Office:: eXp Realty of California, Inc : 888-584-9427
Listing Agent:: Gavin Chak : (415) 716-6938
MLS ID:: 426112723

Appliances: DishwasherFree Standing Gas RangeFree Standing RefrigeratorGas Cook TopGas Water Heater
Laundry: In Garage
Flooring: Laminate
Fireplace: Fireplaces: 0

Parking: AttachedGarage Door OpenerParking spaces: 1

HOA Amenities: 0.0
Originating MLS: San Francisco
County: San Francisco

Zoning: 7009051

Water: Public

Source: San Francisco

This listing courtesy of Gavin Chak , eXp Realty of California, Inc

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Jose Ortega Elementary School

400 Sargent St, San Francisco, CA, 94132

Grades PK-5

0.28 miles away

Aptos Middle School

105 Aptos Ave, San Francisco, CA, 94127

Grades 6-8

0.71 miles away

Balboa High School

1000 Cayuga Ave, San Francisco, CA, 94112

Grades 9-12

1.26 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.