$416,363

280 Spear Street 12H, San Francisco, CA 94105

1 bed |
1 bath |
652 sqft

Condominium
Built in 2020
1.26acre lot
—— car garage
$639/sqft
Listed 2 months ago

Property Description

1 Bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $109,100; 2 = $124,700; 3 = $140,250; 4 = $155,850; 5 = $168,300 etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. Unit will be listed on DAHLIA, the SF Housing Portal (https://housing.sfgov.org) starting on the application date, 2-2-2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre-approval, and homebuyer education verification due on 2-23-2026 at 5:00 PM. Fair Housing Opportunity.

Listing Status:: Active
Date Added:: February 1, 2026
Data Last Updated:: February 4, 2026 at 5:33AM
Listing Office:: Compass : 415-738-7000
Listing Agent:: Robert Belli : 415 3178540
MLS ID:: 426097041

Appliances: DishwasherDisposalFree Standing Electric RangeFree Standing RefrigeratorMicrowave
Laundry: Washer/Dryer Stacked Included
Flooring: CarpetSimulated Wood
Fireplace: Fireplaces: 0

Style: Contemporary
Parking: Parking spaces: 0

HOA Amenities: BarbequeGymRoof DeckMaintenanceExteriorMaintenanceGroundsTrashWater793.0
Originating MLS: San Francisco
County: San Francisco

Zoning: 3740-247

Water: Public

Source: San Francisco

Presented by Alliance Bay Realty

This listing courtesy of Robert Belli , Compass

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Lee (Edwin and Anita) Newcomer

657 Merchant St, San Francisco, CA, 94111

Grades KG-5

0.75 miles away

Carmichael (Bessie)/Fec

375 7th St, San Francisco, CA, 94103

Grades KG-8

1.27 miles away

Galileo Academy of Science & Technology High School

1150 Francisco St, San Francisco, CA, 94109

Grades 9-12

1.99 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.