$541,896

280 Spear Street 4P, San Francisco, CA 94105

1 bed |
1 bath |
519 sqft

Condominium
Built in 2020
1.26acre lot
—— car garage
$1,044/sqft
Listed 2 months ago

Property Description

1 bedroom Below Market Rate (BMR) housing opportunity available at 120% Area Median Income (AMI).Temporary Waivers apply that allow 20% over AMI limit, Asset test waived, first time homebuyer status, etc Maximum income for 1 person = $130,900; 2 = $149,650; 3 = $168,300; 4 = $187,000; 5 = $201,950 etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. The unit will be available on a first come first served basis starting on 3/31/2026 at 8:00 AM PST. Please visit https://housing.sfgov.org/listings/a0W7y00000GK3N7EAL to view the listing and for application & program info. Fair Housing Opportunity.

Listing Status:: Active
Date Added:: February 11, 2026
Data Last Updated:: April 5, 2026 at 6:32PM
Listing Office:: Compass : 415-738-7000
Listing Agent:: Robert Belli : 415 3178540
MLS ID:: 426100034

Appliances: DishwasherDisposalFree Standing Electric RangeFree Standing RefrigeratorMicrowave
Laundry: Washer/Dryer Stacked Included
Flooring: CarpetSimulated Wood
Fireplace: Fireplaces: 0

Style: Contemporary
Parking: Parking spaces: 0

HOA Amenities: BarbequeExercise RoomGymRoof DeckMaintenanceExteriorMaintenanceGroundsTrashWater773.0
Originating MLS: San Francisco
County: San Francisco

Zoning: 3740-123

Water: Public

Source: San Francisco

This listing courtesy of Robert Belli , Compass

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Lee (Edwin and Anita) Newcomer

657 Merchant St, San Francisco, CA, 94111

Grades KG-5

0.75 miles away

Carmichael (Bessie)/Fec

375 7th St, San Francisco, CA, 94103

Grades KG-8

1.27 miles away

Galileo Academy of Science & Technology High School

1150 Francisco St, San Francisco, CA, 94109

Grades 9-12

1.99 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.