1120 Locust Street, San Jose, CA 95110

• 4 beds |
• 2 baths |
• 1,474 sqft

Property Description

A rare opportunity to secure a low rate assumable FHA loan (buyer must qualify) and step into a versatile 2unit property, each offering a well designed 2bed/1bath layout. This setup provides exceptional flexibility for multi-generational living, a live one/rent one approach, or added support for monthly housing costs. Opportunities with built in living flexibility are increasingly limited, making this home a standout option for both first time buyers and long term planners. Located near downtown San Jose, major employers, transit, parks, and everyday conveniences, this central corridor remains consistently desirable. Residents appreciate the walkability, nearby amenities, and quick access to shopping, dining, and commuter routes. Whether you're entering homeownership with added financial flexibility or seeking a property with longterm upside, this home delivers meaningful value in todays market especially with the advantage of a belowmarket assumable rate.

Listing Status:

Active

Date Added:

April 28, 2026

Data Last Updated:

April 30, 2026 at 7:17PM

Listing Office:

Acquire Inc. : (408) 455-4007

Listing Agent:

Robert Garcia : 408-455-4007

MLS ID:

ML82044909

Interior

• Flooring: Laminate
• A/C: None
• Heating:
• Disability Feature: Other

Exterior

• Parking: OtherParking spaces: 0

Construction

• Roofing: Composition
• General: 1Slab

Location

• Originating MLS: CRMLS_MLSL
• School District: San Jose Unified
• County: Santa Clara

Lot

• Zoning: R243406045

Utilities

• Water: Public
• Sewer: Public Sewer

Financial

• Source: CRMLS_MLSL