1120 Locust Street, San Jose, CA 95110

• 4 beds |
• 2 baths |
• 1,474 sqft

Property Description

Get a belowmarket rate of 3.625% by assuming a massive below market rate loan. Gain rental income with a long term tenant in the second unit. Exceptional flexibility for multi-generational living, a live one/rent one approach, or added support for monthly housing costs. Opportunities with built in living flexibility are increasingly limited, making this home a standout option. Located near downtown San Jose, major employers, transit, parks, and everyday conveniences, this central corridor remains consistently desirable. Residents appreciate the walkability, nearby amenities, and quick access to shopping, dining, and commuter routes. Whether you're entering homeownership with added financial flexibility or seeking a property with long term upside, this home delivers meaningful value in todays market especially with the advantage of a below market assumable rate.

Listing Status:

Active

Date Added:

April 28, 2026

Data Last Updated:

July 5, 2026 at 2:18AM

Listing Office:

Acquire Inc. : (408) 455-4007

Listing Agent:

Robert Garcia : 408-455-4007

MLS ID:

ML82044909

Interior

• Flooring: Laminate
• A/C: None
• Heating:
• Disability Feature: Other

Exterior

• Parking: OtherParking spaces: 0

Construction

• Roofing: Composition
• General: 1Slab

Location

• Originating MLS: CRMLS_MLSL
• School District: San Jose Unified
• County: Santa Clara

Lot

• Zoning: R243406045

Utilities

• Water: Public
• Sewer: Public Sewer

Financial

• Source: CRMLS_MLSL