2120 North Pacific, Santa Cruz, CA 95060

• 1 bed |
• 1 bath |
• 400 sqft

Property Description

Affordable homeownership opportunity in Santa Cruz! Become a resident-owner in this all-age co-op community ideally located near downtown, shopping, dining, transit, and everyday conveniences. This newer home, built in 2017, offers a light and bright interior with high ceilings and large windows that create an open, airy feel. The functional open floor plan makes great use of space, and the home includes the convenience of an in-home washer and dryer. Outside, youll enjoy a pleasant yard area for relaxing or gardening. Ownership requires board approval and participation in the co-op, and income qualifications apply: 1-person household income limit: $111,100 2-person household income limit: $127,000 Share buy-in cost: $4,613 Applicants must provide an Income Certification Form along with three months of pay stubs and bank statements as part of the approval process. A rare opportunity to secure attainable housing in Santa Cruz while enjoying proximity to everything downtown has to offer.

Listing Status:

Active

Date Added:

February 11, 2026

Data Last Updated:

February 16, 2026 at 1:18PM

Listing Office:

KW Thrive Santa Cruz : (831) 457-5500

Listing Agent:

Shemeika K. Fox : 831-588-2334

MLS ID:

ML82034529

Interior

• A/C: None
• Heating: Central

Exterior

• Parking: Off StreetParking spaces: 1

Construction

• Roofing: Composition
• General: 1

Location

• HOA Amenities: PlaygroundRecreation Room0.0
• Originating MLS: CRMLS_MLSL
• School District: Other
• County: Santa Cruz

Lot

• Zoning: 00831136025

Utilities

• Water: Public
• Sewer: Public Sewer

Financial

• Source: CRMLS_MLSL