220 W 4th St, Loveland, CO 80537

• 4 beds |
• 5 baths |
• 2,890 sqft

Property Description

Location, Location, Location!!! Discover this 1896 Victorian brick home in the vibrant heart of downtown Loveland. Within walking distance to dining, craft breweries, & boutique shops, this property offers the ultimate downtown lifestyle. With three seamlessly updated living spaces, the possibilities for instant rental income or a sprawling multi-generational family dwelling are endless. Renovated in 2019, the main home features an inviting open floor plan, a gourmet kitchen with custom wood countertops, & a stunning granite island. The primary suite includes an attached bath with a clawfoot tub & two large walk-in closets, while the guest bath offers a custom tile shower & radiant heat floors for ultimate comfort. Historic character shines through the original woodwork, mantel, & surround paired with modern touches of an electric fireplace & a cozy projector screen setup. Step outside to enjoy beautiful Colorado sunrises & sunsets from the expansive wraparound deck. The attached self-contained studio, remodeled in 2023, boasts a private access deck, a 3/4 bathroom, & a curated kitchenette, with direct access to the lush grounds- perfect for hosting a BBQ or relaxing around the fire pit. Upper-level suite, completed in 2024, is a modern retreat with open-concept living, dining, & kitchen areas complete with a coffee+cocktail bar, wood countertops, & an electric fireplace. The bedroom highlights a spa soaking tub & a second fireplace, while the bath includes a luxurious steam shower. A private upper deck offers beautiful treetop views. The spectacular, fully fenced xeriscaped grounds feature mature trees, fruit trees, grapevines, lilacs, irises, & a garden- all on a drip irrigation system, planted and ready for summer. The detached two-car garage, finished in 2019 & currently used as an artist studio, includes a mini-split AC/heat unit, a wood-burning stove, & can be wired for 220V power. Convenient alley access offers extra backyard space to park your RV or toys.

Listing Status:

Active

Data Last Updated:

May 31, 2026 at 2:24AM

Listing Office:

Kentwood RE Northern Prop Llc : 9703001985

Listing Agent:

Stefanie Erion : 9704157598

MLS ID:

1060354

Interior

• General: Eat-in KitchenCathedral Ceiling(s)Open FloorplanPantryWood WindowsBay or Bow WindowNatural WoodworkWalk-In Closet(s)Washer/Dryer HookupSkylightsKitchen IslandCrown Molding
• Appliances: Electric RangeDown DraftDishwasherRefrigeratorBar FridgeWasherDryerMicrowaveDisposalFire Alarm
• Basement: PartialUnfinishedRadon Test Available
• A/C: Central AirCeiling Fan(s)
• Heating: Forced AirHot WaterZonedRadiant
• Fireplace: InsertTwo or MoreElectricLiving RoomBedroomKitchen
• Disability Feature: Level LotMain Floor BathMain Level BedroomStall ShowerMain Level Laundry
• Eco/Green Feature: WindowsThermostat

Exterior

• General: Sprinkler SystemHot TubHeated Garage
• Style: VictorianIncludes Rental Unit
• Other Structures: DeckPatio
• Parking: Garage Door OpenerRV Access/ParkingDetached

Construction

• Roofing: Composition
• Windows: Skylight(s)Window Coverings
• General: FrameBrickTwo

Location

• Road/Access: City StreetAlley
• Originating MLS: ires
• School District: Thompson R2-J
• County: Larimer

Lot

• Zoning: R3ER0405973
• Fencing: FencedWood

Utilities

• Utilities: Natural Gas AvailableElectricity AvailableHigh Speed AvailUnderground UtilitiesCity of Loveland
• Water: City
• Sewer: Public Sewer

Financial

• Source: ires
• Exclusions: Tenant's Personal Property and Seller's Personal Property.