432 Cardinal Avenue, Loveland, CO 80537

• 4 beds |
• 4 baths |
• 2,584 sqft

Property Description

Move-In Ready Ranch with Finished Basement in Highly Sought-After Songbird Meadows!This rare 4-bedroom, 3-bath ranch home with a fully finished basement and 2-car attached garage checks all the boxes-and homes like this don't come up often. Lovingly maintained by the original owners, this home is packed with updates and ready for you to move right in.Step inside to an open, light-filled floor plan with gleaming hardwood floors and a spacious living area that flows seamlessly into the dining space and kitchen-perfect for entertaining or everyday living. The kitchen features newer appliances, including a refrigerator, dishwasher, and garbage disposal, plus plenty of counter and cabinet space.Enjoy true main-level living with 3 bedrooms and 2 full bathrooms on the main floor, including a comfortable primary suite. Downstairs, the fully finished basement is a standout feature-offering a massive family/game room with a built-in bar and pool table (included!), a large 4th bedroom, an additional full bath, and tons of storage.Major upgrades are already done for you, including newer furnace and central A/C, plus fresh interior and exterior paint-giving you peace of mind from day one.Outside, relax or entertain in your small private, fully fenced backyard with a deck-perfect for summer evenings, pets, or gatherings. The attached 2-car garage is fully insulated and drywalled, with convenient alley access.Located in a quiet, desirable neighborhood near parks, trails, and everyday amenities, this home offers the space, layout, and updates buyers are searching for.Homes with this layout, condition, and finished basement don't last-schedule your showing today before it's gone!

Listing Status:

Active

Data Last Updated:

April 2, 2026 at 3:20PM

Listing Office:

Patridge Realty : 3036011330

Listing Agent:

Deborah Patridge : 303-601-1330

MLS ID:

IR1055359

Interior

• General: Open FloorplanPantryVaulted Ceiling(s)Walk-In Closet(s)
• Appliances: DishwasherDisposalMicrowaveOvenRefrigeratorSelf Cleaning Oven
• Laundry: In Unit
• Basement: Full
• Flooring: Wood
• A/C: Central Air Conditioning
• Heating: Forced Air

Exterior

• Style: Contemporary
• Other Structures: Deck
• Parking: Parking spaces: 2

Construction

• Roofing: Composition
• Windows: Bay Window(s)
• General: One

Location

• Road/Access: Public
• HOA Amenities: Reserves140.0Quarterly
• Originating MLS: recolorado
• School District: Thompson R2-J
• County: Larimer

Lot

• Zoning: P-56LOT 2BLOCK 5WINONA FIRST SUBDIVISIONLOV (2000059798)R1601061

Utilities

• Utilities: Electricity AvailableNatural Gas Available
• Water: Public
• Sewer: Public Sewer

Financial

• Source: recolorado
• Ownership: Individual
• Exclusions: Sellers Personal Property