8031 Stuart Street, Westminster, CO 80031

• 4 beds |
• 3 baths |
• 2,100 sqft

Property Description

Currently operated as a rent-by-the-room property, the home generates $3,225 per month in existing rental income, with potential for approximately $4,075 per month when the third upstairs bedroom is leased at market rates. An owner-occupant could purchase with as little as 5% down, or potentially as little as $1,000 total out of pocket through certain financing programs (ask listing agent for details), and live in the currently vacant bedroom while collecting rent from the other tenants. Based on a purchase price of $500,000 with 5% down at 6.125%, estimated monthly PITI including PMI is approximately $3,458, resulting in an effective out-of-pocket housing cost of roughly $233 per month before utilities, maintenance, vacancy, and other ownership expenses. For investors, a 20% down payment produces an estimated monthly PITI of approximately $2,902, which is covered by current rents and offers additional upside when the final bedroom is leased. This 4-bedroom plus office, 2.5-bath home offers exceptional flexibility with two full kitchens and multiple living areas, including a finished basement that functions as a private suite with bedroom, bath, office, kitchen, and living space. Major updates include a new sewer line and a fully fenced backyard. Plenty of off street parking. Located in a highly convenient area with quick access to major highways, shopping, dining, and everyday amenities. Current leases for the upstairs bedrooms run through June and July 2026, and the basement lease extends through February 2027, providing both immediate income and staggered future flexibility. All figures are estimates provided for illustrative purposes only; utilities are not included, and buyers and buyer’s agents should independently verify all rental income, expenses, lease terms, and financing assumptions for accuracy. ADU, mother-in-law suite, house hack opportunity, kitchenette, pad split.

Listing Status:

Active

Data Last Updated:

April 2, 2026 at 6:19AM

Listing Office:

eXp Realty, LLC : 888-440-2724

Listing Agent:

Chad Rocke : 715-550-1731

MLS ID:

9787058

Interior

• General: In-Law FloorplanQuartz CountersSmoke Free
• Appliances: DishwasherDryerMicrowaveOvenRefrigeratorWasher
• Laundry: In Unit
• Basement: Finished
• Flooring: CarpetTileWood
• A/C: Central Air
• Heating: Forced Air
• Fireplace: Fireplaces: 0

Exterior

• General: LightingPrivate YardRain Gutters
• Style: Traditional
• Other Structures: Deck
• Parking: ConcreteUnpavedOversizedParking spaces: 2

Construction

• Roofing: Composition
• Windows: Double Pane Windows
• General: OneSlab

Location

• Road/Access: Public
• Originating MLS: recolorado
• School District: Westminster Public Schools
• County: Adams

Lot

• Zoning: SUB:WESTMINSTER HILLS FILING NO ONE BLK:3 LOT:18R0063248
• View: Mountain(s)
• Fencing: Full
• Current Use: Live/Work

Utilities

• Utilities: Cable AvailableElectricity ConnectedNatural Gas ConnectedPhone Available220 Volts
• Water: Public
• Sewer: Public Sewer

Financial

• Source: recolorado
• Ownership: Individual
• Exclusions: personal property and tenants personal property