$1,499,000

109 TERN DRIVE, Anna Maria, FL 34216

2 beds |
2 baths |
1,223 sqft

Single-Family Home
Built in 1968
7,405sqft lot
1 car garage
$1,226/sqft
Listed 3 days ago

Property Description

Delightful waterfront home on the famed North end of Anna Maria Island. This 2 bedroom 2 bathroom home offers incredible opportunities for adventure. Whether it is the sand of the Gulf beaches you seek or if enjoying the water from a boat, kayak, or paddle board is your thing the choice is yours. Another incredible benefit of this location is the proximity to Pine Ave, full of fun shopping and eateries. Generously sized lot is positioned on a cul-de-sac providing privacy due to no through traffic. Concrete block paired with a metal roof creates a formidable structure. As you enter the home you will be welcomed by a sense of coziness. The kitchen features solid wood cabinetry and exquisite Taj Mahal quartzite countertops. Entertaining is aided by the in-ceiling home speaker system. Enjoy year around serene water views from the 300 square foot screened-in lanai equipped with four ceiling fans. Single car garage for all your storage needs or get creative for a possible third bedroom. The large lot leaves ample room for a pool to the front of the house. Schedule a showing today and discover if this piece of paradise if right for you.

Listing Status:: Active
Date Added:: March 12, 2026
Data Last Updated:: March 15, 2026 at 11:23PM
Listing Office:: SATO REAL ESTATE INC. : 941-778-7200
Listing Agent:: Justin Powell : 941-718-0294
MLS ID:: A4685406

General: Ceiling Fans(s)Eat-in KitchenSolid Surface CountersSolid Wood CabinetsThermostatWindow Treatments
Appliances: DishwasherDisposalElectric Water HeaterMicrowaveRefrigerator
Laundry: In Garage
Flooring: CarpetCeramic TileTile
A/C: Central Air
Heating: CentralElectric

General: Private YardRain GuttersStorage

Roofing: Metal
General: BlockOneSlab

Road/Access: Asphalt
Originating MLS: Stellar MLS
County: Manatee

Zoning: R1LOT 63 BLK D LUANA ISLES PI#69010.0000/76901000007

Utilities: Electricity ConnectedSewer ConnectedWater Connected
Water: Public
Sewer: Public Sewer

Source: Stellar MLS
Ownership: Fee Simple

This listing courtesy of Justin Powell , SATO REAL ESTATE INC.

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

Anna Maria Elementary School

4700 Gulf Dr, Holmes Beach, FL, 34217

Grades PK-5

2.78 miles away

Martha B. King Middle School

600 75th St NW, Bradenton, FL, 34209

Grades 6-8

6.54 miles away

Manatee High School

902 33rd Street Ct W, Bradenton, FL, 34205

Grades 9-12

9.29 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.