164 S SAINT THOMAS CIRCLE, Apollo Beach, FL 33572

• 2 beds |
• 2 baths |
• 1,512 sqft

Property Description

Waterfront opportunity in Caribbean Isles—don’t miss this one! This move-in ready 2-bedroom plus den (easily a 3rd bedroom), 2-bath home is perfectly positioned on a peaceful canal with direct access to Tampa Bay and your own private dock with covered lift—bring the boat and start living the lifestyle immediately. Inside, the open, easy-flow layout feels bright and welcoming, with neutral finishes, an electric fireplace, and a flexible den behind French doors. The kitchen is generously sized with a tile backsplash (2025), resurfaced countertops (2025), walk-in pantry, and a conveniently located laundry closet. The dining area opens into an expansive L-shaped enclosed lanai with shades and calming water views—ideal for relaxing or entertaining. Major updates were completed in 2022, including luxury vinyl plank flooring, carpet, range, microwave, and a whole-house water softener, giving you peace of mind from day one. Step outside to a paver patio and low-maintenance yard along a community-maintained concrete canal.The primary suite offers two mirrored walk-in closets, dual sinks, and a fully tiled step-in shower, while both bathrooms feature windows for natural light. You’ll also appreciate parking for 4+ vehicles and two large powered storage/workshop spaces—rare and incredibly useful. And the best part: NO LOT RENT. Just a low $242/month maintenance fee, and the ownership share of this waterfront lot is included in the price. Waterfront homes with this setup and price structure don’t last—schedule your showing before it’s gone.

Listing Status:

Pending

Date Added:

May 4, 2026

Data Last Updated:

May 12, 2026 at 6:21AM

Listing Office:

KELLER WILLIAMS SOUTH SHORE : 813-641-8300

Listing Agent:

Judith Martin : 407-718-3178

MLS ID:

TB8502543

Interior

• General: Ceiling Fans(s)Crown Molding
• Rooms: Breakfast Room SeparateFlorida Room
• Appliances: DishwasherDisposalDryerElectric Water HeaterExhaust FanIce MakerMicrowaveRangeWasherWater Filtration System
• Laundry: InsideLaundry Closet
• Flooring: CarpetLuxury VinylTile
• A/C: Central Air
• Heating: Central

Exterior

• General: Private EntrancePrivate MailboxRain GuttersStorage
• Style: CoastalFlorida
• Other Structures: Shed(s)WorkshopEnclosedRear PorchScreenedCovered
• Parking: CoveredGolf Cart ParkingOff StreetOpenTandem

Construction

• Roofing: Shingle
• Windows: ShadesWindow Treatments
• General: Vinyl SidingOneCrawlspace

Location

• Road/Access: Asphalt
• HOA Amenities: ClubhouseFence RestrictionsGatedLaundryOptional Additional FeesParkPoolRecreation FacilitiesShuffleboard CourtVehicle RestrictionsWheelchair AccessPoolEscrow Reserves FundManagementPrivate RoadRecreational Facilities242.0Monthly
• Originating MLS: Stellar MLS
• County: Hillsborough

Lot

• Zoning: PDCARIBBEAN ISLES RESIDENTIAL COOPERATIVE UNIT 13U-22-31-19-606-000000-00013.0
• View: Water

Utilities

• Utilities: Cable AvailableElectricity ConnectedFiber OpticsPublicUnderground UtilitiesWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Co-op