$789,000

331 BAY STREET, Auburndale, FL 33823

  • 3 beds |
  • 3 baths |
  • 3,488 sqft
  • Property Icon Single-Family Home
  • Property Year Built Icon Built in 1973
  • Property Lot Size Icon0.59acre lot
  • Property Parking Icon 2 car garage
  • Property Price Per Square Feet Icon $226/sqft
  • Property List Date Icon Listed 9 days ago

Property Description

ASSUMABLE VA LOAN AVAILABLE AT AN INCREDIBLY LOW 2.6% INTEREST RATE! This is the waterfront lifestyle opportunity buyers have been waiting for. Nestled on a spacious 0.59-acre waterfront lot in the heart of Auburndale, this beautifully updated pool home offers the perfect blend of luxury, recreation, and everyday comfort with direct water access, a private dock, screened pool, expansive outdoor entertaining areas, and over 5,500 square feet of combined indoor and outdoor living space. From the moment you arrive, you'll appreciate the extensive upgrades and pride of ownership throughout. Major improvements include new roofs (2022 & 2024), fully remodeled bathrooms (2023), new flooring (2023), updated plumbing, hurricane-rated garage door (2023), new front and side windows (2023), three mini-split AC systems (2023), new irrigation pump, and fresh interior and exterior paint. These significant updates provide peace of mind while allowing you to immediately enjoy the home without the expense and hassle of major renovations. Designed for entertaining and enjoying Florida's outdoor lifestyle, the property features a screened pool, large screened porch, waterfront deck, private dock, and breathtaking water views. Whether you're enjoying your morning coffee overlooking the water, spending weekends boating and fishing, hosting family gatherings poolside, or relaxing with friends at sunset, this property delivers the true Florida waterfront experience. Inside, you'll find nearly 3,500 square feet of living space with generous room sizes, multiple gathering areas, a spacious primary suite, and flexible living spaces perfect for entertaining, working from home, or accommodating guests. The Florida room/game room provides additional space to enjoy the beautiful waterfront setting year-round. Conveniently located near Downtown Auburndale, Lake Ariana, local parks, restaurants, shopping, schools, medical facilities, golf courses, and just minutes from Interstate 4, you'll enjoy easy access to both Tampa and Orlando while still experiencing the charm and tranquility of waterfront living. In addition to being an exceptional primary residence or vacation retreat, this property offers outstanding short-term rental potential, making it an attractive opportunity for investors seeking income-producing waterfront property. Waterfront homes with a private dock, pool, extensive renovations, nearly 0.60 acres of land, short-term rental flexibility, and an assumable 2.6% VA loan are exceptionally rare. Don't miss this opportunity to own a move-in-ready waterfront retreat that offers an incredible lifestyle, significant recent upgrades, and one of the most attractive financing opportunities available in today's market.

Listing Status:
Active
Date Added:
June 5, 2026
Data Last Updated:
June 14, 2026 at 5:23AM
Listing Office:
DIVINE ESTATES REALTY LLC : 813-401-1851
Listing Agent:
Nehad Darwish : 813-401-1851
MLS ID:
TB8516430
  • General: Ceiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersWalk-In Closet(s)Wet BarWindow Treatments
  • Rooms: Den/Library/OfficeFlorida RoomGreat Room
  • Appliances: DishwasherDisposalIce MakerRangeRange HoodRefrigeratorWine Refrigerator
  • Laundry: Inside
  • Flooring: Ceramic TileLaminateTileWood
  • A/C: Central Air
  • Heating: Central
  • General: LightingSidewalkSliding DoorsIn Ground
  • Other Structures: Shed(s)EnclosedPorchFront PorchDeckRear PorchScreenedPatioCovered
  • Pool: DeckHeatedIn GroundScreen Enclosure
  • Parking: Circular DrivewayDrivewayOversized
  • Roofing: Shingle
  • Windows: BlindsWindow Treatments
  • General: BlockStuccoOneSlab
  • Road/Access: Paved
  • Originating MLS: Stellar MLS
  • County: Polk
  • Zoning: R-1FLANIGAN C R SUB PB 4 PG 67 LOT 1325-28-02-309500-000130
  • View: Water
  • Fencing: Chain LinkFencedVinyl
  • Utilities: Cable AvailableElectricity AvailableWater Available
  • Water: Public
  • Sewer: Public Sewer
  • Source: Stellar MLS
  • Ownership: Fee Simple

This listing courtesy of Nehad Darwish , DIVINE ESTATES REALTY LLC

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

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Location

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