3130 SW 86TH WAY, Bell, FL 32619

• 3 beds |
• 3 baths |
• 1,620 sqft

Property Description

MOTIVATED SELLERS! Escape to the ultimate waterfront lifestyle with this charming three-bedroom, two-and-a-half-bath home nestled on a spacious lot along the scenic Suwannee River, just minutes from Hart Springs. Designed for those who truly want to live on the water, this property offers a rare combination of comfort, entertainment, and direct river access with a private dock and boat ramp—making every day on the Suwannee effortless and unforgettable. Take in breathtaking river views from the expansive upstairs deck, the perfect place to enjoy morning coffee, evening sunsets, or watch boats glide by. Inside, the kitchen seamlessly blends style and function, featuring a stainless steel double oven, electric cooktop, and a center island with bar seating ideal for casual dining or entertaining. A well-placed window above the sink fills the space with natural light, creating a bright and inviting atmosphere. Downstairs, the sunroom provides a peaceful retreat while staying connected to the outdoors—perfect for relaxing after a day on the river. Step outside to an entertainer’s dream, complete with a fully equipped outdoor kitchen and bar, a cozy firepit, and a spa tucked beneath a charming pergola—your own private oasis for relaxation and gatherings alike. What truly sets this property apart is the private dock and boat ramp, offering unmatched convenience for boating, fishing, kayaking, and exploring the Suwannee River at a moment’s notice. Launch your boat with ease, spend the day on the water, and return home to your own riverfront sanctuary. The fully fenced yard ensures privacy and peace of mind, while an outdoor shed provides ample storage for tools, gear, and river toys. This is more than a home—it’s a lifestyle where waterfront living, effortless boating, and unforgettable memories come together. Don’t miss this rare opportunity to own a slice of paradise on the Suwannee River—where the water is always calling and home is waiting.

Listing Status:

Active

Date Added:

January 12, 2026

Data Last Updated:

February 12, 2026 at 7:24AM

Listing Office:

WATSON REALTY CORP- TIOGA : 352-224-2600

Listing Agent:

Kristi Crane : 352-538-2882

MLS ID:

GC536381

Interior

• General: Ceiling Fans(s)Thermostat
• Appliances: Convection OvenMicrowaveRefrigerator
• Laundry: Other
• Flooring: Luxury VinylTile
• A/C: Central Air
• Heating: Central
• Fireplace: Living RoomFireplace

Exterior

• General: Outdoor GrillOutdoor KitchenStorageAbove Ground
• Other Structures: DeckCovered

Construction

• Roofing: Metal
• General: BlockHardiPlank TypeTwoSlab

Location

• Road/Access: Dirt
• Originating MLS: Stellar MLS
• County: Gilchrist

Lot

• Zoning: AEFWBEG AT S END OF GOV LOT 13 GO N 4 DEG 30 MIN W ON RG LN 480 FT FOR POB GO S 70 DEG 30 MIN W 336 FT M/L TO E BANK OF SUW RIV GO N 34 DEG W ALG SAID RIV BANK 100 FT THEN GO N 78 DEG E 375.5 FT TO RG LN THEN GO S 4 DEG 30 MIN E 50 FT ALG RG LN TO POB LE SS 25 FT EASEMENT FOR PUBLIC RD 92/432 125/589-590 271/295 295/116 2009/3408 2009/362024-09-13-0000-0006-0000

Utilities

• Utilities: Electricity ConnectedFiber Optics
• Water: Well
• Sewer: Septic Needed

Financial

• Source: Stellar MLS
• Ownership: Fee Simple