1316 NE 20th ST, Cape Coral, FL 33909

• 3 beds |
• 3 baths |
• 2,689 sqft

Property Description

***NO FLOOD INSURANCE REQUIRED***This luxury, custom-built waterfront residence offers four bedrooms, two and a half baths, and an oversized three-car garage, all situated on an exceptional triple lot along a freshwater canal and safely outside of a flood zone. The property features a concrete seawall, private dock with PWC lift and canopy, underwater dock lighting, and a beautifully designed outdoor living space that includes a saltwater pool with sun shelf, brick pavers surrounding the pool, walkway to the dock, and driveway, as well as an electric roll-down hurricane screen enclosing the lanai. The fully fenced rear yard is complemented by an irrigation system and a 10’ x 20’ shed for additional storage. Inside, the home showcases wood plank tile flooring, crown molding, HURRICANE IMPACT WINDOWS, structural wiring, a central vacuum system, and an eight-camera security system. The chef’s kitchen is appointed with granite countertops, stainless steel appliances, a gas stove, two-tone wood cabinetry, a tumbled marble backsplash, and a large island with water service, while the dining area offers unobstructed canal views through a striking mitered glass window. The owner’s suite features a spacious walk-in closet and a spa-style bathroom with a multi-head walk-in shower, Roman soaking tub, and dual vanities, with three of the four bedrooms offering walk-in closets. Additional highlights include a gas fireplace, a 50-amp generator plug, two A/C systems replaced in 2022 and 2023, a new roof and gutters installed in 2023, and a thoughtfully designed garage that is four feet deeper than standard, equipped with hanging storage, a mini-split A/C system, and ample space for vehicles and hobbies. Ideally located off the Del Prado corridor with easy access to Pine Island Road and US-41, this home seamlessly blends luxury, functionality, and prime waterfront living.

Listing Status:

Active

Date Added:

February 25, 2026

Data Last Updated:

March 2, 2026 at 10:10PM

Listing Office:

Keller Williams Elite Realty : (239) 949-8338

MLS ID:

226008797

Interior

• General: Built-In CabinetsCoffered Ceiling(s)FireplaceLaundry TubPantrySmoke DetectorsTray Ceiling(s)Volume CeilingWalk-In Closet(s)Window Coverings
• Kitchen: IslandPantry
• Appliances: Gas CooktopDishwasherDryerMicrowaveRefrigeratorWall OvenWarming TrayWasher
• Dining: Breakfast BarDining - LivingFormal
• Laundry: Washer/Dryer HookupLaundry in ResidenceLaundry Tub
• Flooring: CarpetTile
• A/C: Ceiling Fan(s)Central ElectricZoned
• Heating: Central ElectricZoned
• Fireplace: Fireplace

Exterior

• General: Boat Canopy/CoverBoat Dock PrivateBoat LiftCaptain's WalkComposite DockDock IncludedElec Avail at dockWater Avail at DockOpen Porch/LanaiOutdoor Shower
• Style: RanchSingle Family
• Pool: Below GroundConcreteCustom UpgradesEquipment StaysPool BathSalt WaterSelf Cleaning
• Parking: Driveway PavedPavedRV-BoatAttachedParking spaces: 3

Construction

• Roofing: Shingle
• Windows: Window Coverings
• General: Concrete BlockStucco1Concrete Block

Location

• Road/Access: Paved
• HOA Amenities: 0.0
• Originating MLS: Bonita Springs
• County: Lee

Lot

• Zoning: R131-43-24-C2-02139.0540
• View: CanalIntersecting CanalWaterView
• Fencing: Fenced
• Restrictions: No CommercialNo RV

Utilities

• Water: Assessment UnpaidCentral

Financial

• Source: Bonita Springs