$599,900

527 SW 40th TER, Cape Coral, FL 33914

3 beds |
2 baths |
2,032 sqft

Single-Family Home
Built in 2006
10,019sqft lot
2 car garage
$295/sqft
Listed 19 hours ago

Property Description

Step into this incredibly well-kept HIGH ELEVATION GULF-ACCESS POOL HOME in a great, centralized SW Cape Coral location, just minutes from everything you need in the city! With over 2,000 square feet of bright, naturally lit living space and tall ceilings inside, this home features 3 large bedrooms, plus a den/office (or 4th bedroom), 2 full baths, including a pool bath, TONS OF STORAGE AREAS with an extra-large 26' DEEP GARAGE, and a STUNNING SCREENED-IN OUTDOOR LIVING SPACE, including ample shaded spaces and a NORTHERN EXPOSURE POOL, all overlooking the incredible Gulf-access canal with a newer (2020) PRIVATE DOCK AND COVERED 10,000 lb BOAT LIFT! This home has NEVER BEEN FLOODED, and is built to SAVE $ ON INSURANCE, with a NEWER ROOF (2023), full storm shutter coverage, and one of the HIGHEST GULF-ACCESS ELEVATIONS you will find in Cape Coral! If you're looking for true and SAFE SW Florida waterfront lifestyle, you need to call and schedule a private tour of this house!

Listing Status:: Active
Date Added:: June 10, 2026
Data Last Updated:: June 11, 2026 at 12:22AM
Listing Office:: Schooner Bay Realty, Inc. : 239-997-4000
Listing Agent:: Dustin Guthrie : 239-297-1583
MLS ID:: 2026025407

General: Breakfast BarBuilt-in FeaturesBedroom on Main LevelBreakfast AreaBathtubCathedral Ceiling(s)Separate/Formal Dining RoomDual SinksHigh CeilingsMain Level PrimaryPantrySitting Area in PrimarySeparate ShowerCable TVVaulted Ceiling(s)Walk-In Closet(s)Split Bedrooms
Appliances: DryerDishwasherElectric CooktopFreezerDisposalMicrowaveRangeRefrigeratorWasher
Laundry: Inside
Flooring: CarpetTile
A/C: Central AirCeiling Fan(s)Electric
Heating: CentralElectric

General: Sprinkler/IrrigationShutters Manual
Style: RanchOne StoryTraditional
Other Structures: PorchScreenedLanai
Pool: ConcreteIn GroundPool Equipment
Parking: AttachedGarageGarage Door Opener

Roofing: Shingle
Windows: Single HungSliding
General: BlockConcreteStone1

Road/Access: Private Road
HOA Amenities: 0.0
Originating MLS: FGC_FORT
County: Lee

Zoning: CAPE CORAL UNIT 44 BLK 1729 PB 21 PG 112 LOTS 3 + 411-45-23-C1-01729.0030
View: CanalCityView

Utilities: Cable AvailableHigh Speed Internet Available
Water: Assessment PaidPublic
Sewer: Assessment PaidPublic Sewer

Source: FGC_FORT
Ownership: Single Family

This listing courtesy of Dustin Guthrie , Schooner Bay Realty, Inc.

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.