1109 CHARLES STREET, Clearwater, FL 33755

• 3 beds |
• 3 baths |
• 1,833 sqft

Property Description

One or more photo(s) has been virtually staged. This is your chance to own a one-of-a-kind legacy property crafted for coastal living in one of the most sought-after locations in Pinellas County. This double lot, surrounded by lush tropical landscaping, sits just blocks from St. Joseph’s Sound, where sunsets and salty air become part of your daily lifestyle. A renowned local builder preserved the bones and “Old Florida” charm of the original structures while completely renovating the property from the studs out to deliver modern comfort and convenience. To complete the experience, a brand-new pool, framed by gorgeous pavers, makes outdoor living and entertaining an absolute dream. Perhaps the most valuable aspect of this property is the grandfathered multi-family designation, which means it can be used as a single-family home or as a two-unit rental. The new owner can live in one unit and rent out the other, offering exceptional flexibility and income potential. The large double lot also supports future expansion, provides ample space for RV or boat parking, and creates an inviting backdrop for gatherings and celebrations. The location is extraordinary: despite its proximity to the ocean, the property sits high enough in elevation to remain outside the flood zone, eliminating any flood insurance requirement. The Pinellas Trail is accessible at the end of the block and, within minutes, connects you to downtown Dunedin, where restaurants, bars, renowned breweries, shopping, live music, award-winning beaches, and Major League Baseball spring training await. There are many creative ways to customize this property to suit your vision. The staged renderings highlight multiple possibilities, from a refined single-family haven to a multi-family, income-producing retreat.High-end finishes and thoughtful, flexible design are apparent in every space and feature throughout this home. Make this property yours—opportunities like this are rare!

Listing Status:

Active

Date Added:

March 22, 2026

Data Last Updated:

March 27, 2026 at 8:22PM

Listing Office:

CHARLES RUTENBERG REALTY INC : 727-538-9200

Listing Agent:

Elena Kapetaneas : 727-515-9693

MLS ID:

TB8489075

Interior

• General: High CeilingsKitchen/Family Room ComboPrimaryBedroom UpstairsStone CountersThermostatVaulted Ceiling(s)Walk-In Closet(s)
• Appliances: RangeRange HoodTankless Water Heater
• Laundry: InsideLaundry Closet
• Flooring: Tile
• A/C: Central AirMini-Split Unit(s)
• Heating: CentralElectric

Exterior

• General: LightingPrivate MailboxRain Gutters
• Style: CoastalContemporaryCraftsman
• Other Structures: PorchDeck
• Pool: Child Safety FenceGuniteIn Ground
• Parking: DrivewayParking Pad

Construction

• Roofing: Metal
• Windows: Storm Window(s)
• General: HardiPlank TypeFrameTwoSlab

Location

• Road/Access: Asphalt
• Originating MLS: Stellar MLS
• County: Pinellas

Lot

• Zoning: PEALE PARK BLK DLOT 4 AND W 40FT OF LOT 503-29-15-68094-004-0040
• View: Pool

Utilities

• Utilities: BB/HS Internet AvailableCable AvailableElectricity ConnectedNatural Gas ConnectedPhone AvailableSewer ConnectedWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple