2220 SPANISH DRIVE 14, Clearwater, FL 33763

• 2 beds |
• 2 baths |
• 1,400 sqft

Property Description

55+ COMMUNITY. Welcome to easy Florida living in the highly sought-after On Top of the World community, located in the Queen Victoria building. This first-floor condo offers the perfect blend of comfort, convenience, and lifestyle set next to Harbor Lake with partial water views right from your front door. Inside, the unit opens directly into the main living area featuring laminate flooring and an open, functional layout. The living room flows seamlessly into the kitchen, creating a welcoming space for everyday living and entertaining. The kitchen is finished with ceramic tile flooring, Corian countertops, and connects effortlessly to the dining area, which also features ceramic tile for durability and easy maintenance. The primary bedroom continues the laminate flooring and includes an en-suite bath with dual sink vanities, offering both comfort and convenience. Additional highlights include a 2025 water heater, in-unit washer and dryer (2025), and a benefit of two outdoor spaces—a front patio plus a rear open deck, ideal for enjoying fresh air and peaceful surroundings. Located within On Top of the World, residents enjoy a resort-style, 55+ lifestyle with access to world-class amenities including multiple golf courses, swimming pools, fitness centers, clubs, social activities, walking paths—all just a short distance away from Clearwater beaches, shopping, and dining. Financing note: If financing, a 35% down payment is required. This is a fantastic opportunity to enjoy low-maintenance living in one of Clearwater’s most established and amenity-rich communities.

Listing Status:

Active

Date Added:

January 25, 2026

Data Last Updated:

February 17, 2026 at 5:23AM

Listing Office:

KELLER WILLIAMS REALTY- PALM H : 727-772-0772

Listing Agent:

Jon Mitchell : 727-385-7635

MLS ID:

TB8468365

Interior

• General: Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsThermostat
• Appliances: DishwasherDryerElectric Water HeaterExhaust FanMicrowaveRangeRefrigeratorWasher
• Laundry: Electric Dryer HookupInsideWasher Hookup
• Flooring: Ceramic TileLaminate
• A/C: Central Air
• Heating: CentralElectric

Exterior

• General: None
• Other Structures: DeckPatio
• Parking: AssignedGuest

Construction

• Roofing: Shingle
• General: BlockConcreteFrameOneSlab

Location

• Road/Access: Asphalt
• HOA Amenities: Cable TVInternetMaintenance StructureMaintenance GroundsMaintenanceManagementPest ControlPoolPrivate RoadRecreational FacilitiesSecuritySewerTrashWater0.0
• Originating MLS: Stellar MLS
• County: Pinellas

Lot

• Zoning: ON TOP OF THE WORLD UNIT 87 CONDO BLDG 90APT 1406-29-16-64128-090-0140

Utilities

• Utilities: Cable ConnectedElectricity ConnectedPublicSewer Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Leasehold