108 Terra Cotta Way, Destin, FL 32541

• 2 beds |
• 3 baths |
• 1,569 sqft

Property Description

Breathtaking Coastal Luxury Just Steps from the Sand! Welcome to 108 Terra Cotta Way, an exquisite, fully remodeled beach house w. garage offering the perfect blend of refined elegance, resort-style living, and exceptional investment potential. Nestled within the exclusive Terra Cotta Terrace community, this captivating home features deeded, gated beach access, a private heated pool, and a garage, all designed for effortless coastal living. From the moment you arrive, you'll be drawn to the home's fresh exterior paint, updated landscaping, and tranquil surroundings. Inside, soaring ceilings and an open layout create a bright, airy atmosphere flooded with natural light. Every detail has been thoughtfully curated, showcasing new flooring, designer lighting,and modern touches throughout! The chef's kitchen is a true showpiece, featuring storybook white custom cabinetry, endless quartzite countertops, and new stainless steel appliances - perfect for entertaining or quiet evenings at home. Bathrooms have been beautifully updated with new cabinets, mirrors, lighting, and spa-like finishes, offering a serene and refined experience. This spacious sanctuary boasts two luxurious master suites, ideal for hosting family, friends, or vacation guests. Step outside to your private oasis, where the re-surfaced Marcite pool, privacy wall, and lush setting create a tranquil resort-style escape - perfect for relaxing after a day at the beach. This home shines as both a full-time residence or income-producing coastal investment. With low HOA fees, residents enjoy access to exceptional community amenities including a community pool, tennis and pickleball courts, sand volleyball, BBQ grills, and a clubhouse for gatherings and events. One of Terra Cotta Terrace's most appreciated features is its quiet, non-cut-through streets, offering a peaceful, exclusive neighborhood ideal for morning walks, bike rides, and a true sense of serenity. The private gated beach access is just steps away -perfectly positioned between The Crab Trap and Pompano Joe's on Scenic Gulf Drive. Ideally located near beachfront dining, boutique shopping, championship golf, world-class fishing, Destin Commons, and Silver Sands Premium Outlets, this property offers a rare combination of luxury, location, and lifestyle. More than a home, 108 Terra Cotta Way is a coastal retreat, private haven, and unforgettable destination - where memories are made and guests never want to leave.

Listing Status:

Active

Date Added:

January 12, 2026

Data Last Updated:

April 3, 2026 at 6:23PM

Listing Office:

RealJoy Realty LLC : 850-290-8060

Listing Agent:

Kyle V Hock : 850-225-6893

MLS ID:

992506

Interior

• General: Breakfast BarVaulted Ceiling(s)Newly PaintedOwner's ClosetPantryWasher/Dryer Hookup
• Appliances: DishwasherDisposalDryerMicrowaveRefrigeratorWasherElectric Water Heater
• Flooring: LaminateVinylCarpet
• A/C: Central AirCeiling Fan(s)
• Heating: Central

Exterior

• General: Private Yard
• Style: Beach House
• Pool: In Ground
• Parking: Garage Door Opener

Construction

• Windows: Plantation ShuttersWindow Treatments
• General: Stucco1

Location

• HOA Amenities: Land RecreationLicenses/PermitsRecreational FacltyServices
• Golf: BeachCommunity RoomDeed AccessDumpsterLaundryPicnic AreaPoolTV CableTennis Court(s)PickleballShort Term Rental - Allowed
• Originating MLS: Emerald Coast Association of REALTORS®
• County: Okaloosa

Lot

• Zoning: City00-2S-22-2499-0000-0360
• Fencing: Fenced Lot-AllPrivacy

Utilities

• Water: 0

Financial

• Source: Emerald Coast Association of REALTORS®