4207 Indian Bayou Trail 2804, Destin, FL 32541

• 2 beds |
• 2 baths |
• 970 sqft

Property Description

Searching for a 2-bed condo in Destin FL approved for short-term rental with Gulf views and resort amenities? Residence 2804 at The Palms of Destin offers a fully renovated 8th-floor unit with sunset views over the City of Destin and partial Gulf views. Updated in 2025 and offered at $329,000, this turnkey property also features potential VA-assumable financing at 3.5% for qualified buyers, creating a rare opportunity for investors or second-home owners near Destin beaches. Unit 2804 at The Palms of Destin Resort and Conference Center offers sunset views, modern updates, and strong investment potential in one of Destin's most amenity-rich communities. Located on the 8th floor at 4207 Indian Bayou Trail, this west-facing 2-bedroom, 2-bath condominium features 970 square feet of thoughtfully designed living space with sweeping views across the City of Destin and partial Gulf views in the distance. The interior was fully renovated in 2025 with new flooring, fresh interior paint, updated bedroom furnishings, curated artwork, refreshed kitchenware, balcony furniture, and three smart televisions. The efficient layout supports both vacation stays and short-term rental use while remaining easy to maintain. From the private balcony, owners and guests can enjoy colorful sunset skies over the Destin skyline and a relaxed coastal atmosphere after a day at the beach. Residents and guests enjoy resort-style amenities including a lagoon-style zero-entry pool, expansive sunbathing areas, on-site dining at the Blue Lagoon restaurant, a fitness center, tennis courts, landscaped recreation areas, and a seasonal shuttle service to nearby beaches, restaurants, shopping, and entertainment. Beach access is located directly across the street at June White Decker Public Beach Access on Restaurant Row. Many prefer Henderson Beach State Park, which is also nearby and offers miles of protected shoreline and scenic coastal dunes. Quarterly HOA dues of $3,598.18 include electricity, water, sewer, cable television, internet service, building insurance, security, groundkeeping, management, and recreational facilities. The one-time new buyer fee is $1,199.40 and 2025 property taxes were $2,850.95.

Listing Status:

Active

Date Added:

March 5, 2026

Data Last Updated:

April 6, 2026 at 12:22AM

Listing Office:

Coldwell Banker Realty : 850-650-4563

Listing Agent:

Eric L Hanson : 850-502-3742

MLS ID:

996993

Interior

• General: Breakfast BarNewly PaintedWasher/Dryer Hookup
• Appliances: DishwasherDisposalDryerMicrowaveWasherElectric Water Heater
• Flooring: LaminateTile
• A/C: Central AirCeiling Fan(s)
• Heating: Central

Exterior

• General: Balcony
• Style: N/A

Construction

• Windows: Double Pane WindowsTinted WindowsWindow Treatments
• General: BlockConcrete

Location

• HOA Amenities: ElectricityMaintenance GroundsInsuranceManagementRecreational FacltySecuritySewerCable TVTrashWaterInternet
• Golf: BBQ Pit/GrillCommunity RoomDumpsterElevatorsExercise RoomGame RoomHandicap ProvisionsPavillion/GazeboPicnic AreaPlaygroundPoolTV CableTennis Court(s)Pets AllowedPickleballShort Term Rental - Allowed
• Originating MLS: Emerald Coast Association of REALTORS®
• County: Okaloosa

Lot

• Zoning: 00-2S-22-2310-0000-2804
• View: Gulf

Utilities

• Water: 0

Financial

• Source: Emerald Coast Association of REALTORS®