$1,075,000

54 Terra Cotta Way, Destin, FL 32541

4 beds |
4 baths |
2,193 sqft

Single-Family Home
Built in 1993
4,356sqft lot
2 car garage
$490/sqft
Listed 8 days ago

Property Description

Discover the perfect blend of location, comfort, and investment opportunity at 54 Terra Cotta Terrace. This beautifully designed 4-bedroom, 4-bathroom beach home spans 2,193 square feet of thoughtfully laid-out living space and is perfectly positioned just a short stroll from the sugar-white sands and emerald waters of the Gulf--with deeded beach access making every day feel like a vacation. From the moment you step inside, you're welcomed by a bright, open-concept living area filled with natural light and coastal elegance. The home's three-story layout offers ideal separation of space, making it perfect for hosting guests, accommodating multiple families, or maximizing rental income. Three of the four spacious bedrooms are paired with its own full bath, creating a true retreat for owners and guests alike. The well-appointed kitchen, multiple entertainment spaces, private deck with peekaboo Gulf view and backyard patio provide the perfect setting for entertaining or unwinding after a day at the beach. Located within the desirable Terra Cotta Terrace community, residents enjoy gated community pool access, pickle ball/tennis courts, sand volleyball and deeded beach access, all just minutes from Destin's top dining, shopping, and entertainment. Whether you're searching for a primary residence, second home, or a high-performing short-term rental, this property checks every box--with rental projections exceeding $120K+ annually offering serious income potential. Opportunities like this--combining location, lifestyle, and income--are rare. Don't miss your chance to own a turnkey beach home in one of the most sought-after destinations on the Emerald Coast. Buyer to verify all information. Professional photos will be added soon.

Listing Status:: Active
Date Added:: March 27, 2026
Data Last Updated:: April 2, 2026 at 11:21PM
Listing Office:: Keller Williams Realty Destin : 850-654-2900
Listing Agent:: At The Beach Team : 850-654-3325
MLS ID:: 999033

General: Breakfast BarRecessed LightingNewly PaintedOwner's ClosetPantryWasher/Dryer Hookup
Appliances: CooktopDishwasherDryerFreezerMicrowaveRefrigeratorWasherElectric Water Heater
Flooring: LaminateTile
A/C: Central AirCeiling Fan(s)
Heating: Central

General: Outdoor Grill
Style: Contemporary
Parking: Garage Door OpenerGolf Cart GarageOtherGarageSee Remarks

General: FrameStucco3

Road/Access: City Street
HOA Amenities: Maintenance GroundsRecreational Faclty
Golf: BeachCommunity RoomDeed AccessPoolTennis Court(s)Pets AllowedPickleballShort Term Rental - Allowed
Originating MLS: Emerald Coast Association of REALTORS®
County: Okaloosa

Zoning: Resid Single Family00-2S-22-2499-0000-0090
View: Gulf

Water: 0

Source: Emerald Coast Association of REALTORS®

This listing courtesy of At The Beach Team , Keller Williams Realty Destin

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Destin Middle School

4608 Legendary Marina Dr, Destin, FL, 32541

Grades 5-8

1.93 miles away

Destin Middle School

4608 Legendary Marina Dr, Destin, FL, 32541

Grades 5-8

1.93 miles away

Niceville High School

800 John Sims Pkwy E, Niceville, FL, 32578

Grades 9-12

10.63 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.