64 Terra Cotta Way, Destin, FL 32541

• 5 beds |
• 4 baths |
• 3,037 sqft

Property Description

This beautifully updated three-story coastal retreat with deeded beach access offers the perfect blend of comfort, style, and investment potential in the heart of Miramar Beach. Designed with timeless Mediterranean charm, the home features a newly installed red-tile roof (October 2022) with a 50-year transferable warranty, brick paver drive, and elegant wrought-iron balconies that enhance its striking curb appeal. Inside, the home welcomes you with a relaxed yet refined coastal aesthetic, multiple spacious living areas, and a flowing layout connected by a winding wood-tread staircase- ideal for hosting and entertaining. With five well-appointed bedrooms, the home comfortably accommodates large groups, making it an exceptional vacation rental opportunity. Two expansive primary suites provide flexible living arrangements, including a first-floor suite complete with a private balcony, kitchenette, and oversized bath--perfect for guests or multi-generational stays. The main kitchen is thoughtfully designed with stainless steel appliances, granite countertops, and ample prep space, seamlessly opening to the dining and living areas for effortless gatherings. Outdoor living is just as inviting, with front and rear balconies capturing Gulf breezes and stunning sunset views. Many of the bedrooms offer private en-suite baths and balcony access, creating a sense of privacy and retreat for guests throughout the home. Offered fully furnished and turnkey, this property includes numerous recent upgrades such as a new roof (2022), HVAC system, two new water heaters, Nest thermostat, and energy-efficient tinted windows in the main living areas. Located within a gated community, residents and guests enjoy access to a resort-style pool, tennis courts, sand volleyball, and clubhouse amenities. Just a short walk away is deeded beach access along with popular local favorites like Captain Dave's On the Gulf and Kenny D's Beach Bar & Grill. A newly added neighborhood favorite, Sandos Beachside, offers a vibrant, walkable dining and bar experience--an exciting bonus for both owners and guests. Whether you're seeking a second home, income-producing rental, or a combination of both, this property delivers on location, lifestyle, and long-term value.

Listing Status:

Active

Date Added:

March 19, 2026

Data Last Updated:

April 3, 2026 at 12:23AM

Listing Office:

Scenic Sotheby's International Realty : 850-231-6052

Listing Agent:

Sarah Timmons : 256-996-1169

MLS ID:

998378

Interior

• General: Breakfast BarOwner's ClosetPantryWasher/Dryer Hookup
• Appliances: CooktopDishwasherDryerMicrowaveRefrigeratorWasher
• A/C: Central Air

Exterior

• General: BalconyColumns
• Style: Mediterranean

Construction

• Windows: Window Treatments
• General: 3

Location

• Road/Access: Paved
• HOA Amenities: Recreational Faclty
• Golf: BeachCommunity RoomDeed AccessPavillion/GazeboPicnic AreaPoolTennis Court(s)Pets AllowedShort Term Rental - Allowed
• Originating MLS: Emerald Coast Association of REALTORS®
• County: Okaloosa

Lot

• Zoning: Resid Single Family00-2S-22-2499-0000-0140

Financial

• Source: Emerald Coast Association of REALTORS®