523 S 13TH Terrace, Fernandina Beach, FL 32034

• 3 beds |
• 3 baths |
• 1,448 sqft

Property Description

Downtown Fernandina Beach is more than a destination--it's a lifestyle. At 523 S. 13th Terrace, you're just minutes from Centre Street's restaurants, boutiques, waterfront sunsets, and the everyday charm that makes Amelia Island so special. Built in 2023, this thoughtfully designed home offers the perfect blend of modern construction and coastal convenience. Soaring ceilings create an open, airy feel, while the chef-inspired kitchen features quartz countertops, stainless steel appliances, and a generous island that naturally becomes the gathering place for family and friends. Upstairs, spacious bedrooms provide comfort and privacy, including a serene primary suite designed for relaxation at the end of the day. With all major systems new in 2023, you'll enjoy the peace of mind and low-maintenance lifestyle today's buyers are seeking. Step outside to a raised patio and fenced backyard, creating the perfect space for morning coffee, weekend cookouts, or quiet evenings under the stars. A one-car garage and manageable lot size make everyday living simple and efficient. Perfectly positioned between downtown Fernandina Beach and Main Beach, this location makes it easy to embrace the Amelia Island lifestyle. Hop on your bike, take a golf cart ride to Centre Street for dinner, or spend the afternoon with your toes in the sand. Few locations offer this level of convenience to both the beach and downtown. Move-in ready and beautifully maintained, this home offers a rare opportunity to enjoy newer construction in one of Fernandina Beach's most desirable in-town locations. Love Where You Live.

Listing Status:

Active

Date Added:

July 11, 2026

Data Last Updated:

August 13, 2026 at 9:35PM

Listing Office:

SUMMER HOUSE REALTY : 904-557-3020

Listing Agent:

ANGELA R HEITZER : 678-895-9586

MLS ID:

2154960

Interior

• General: Breakfast BarCeiling Fan(s)Entrance FoyerEat-in KitchenKitchen IslandOpen FloorplanPantryWalk-In Closet(s)Primary Bathroom - Shower No Tub
• Appliances: DishwasherElectric RangeMicrowaveRefrigerator
• Laundry: Upper Level
• Flooring: Tile
• A/C: Central AirElectric
• Heating:

Exterior

• Style: Traditional

Construction

• Roofing: Shingle
• General: FrameComposition Siding2

Location

• Originating MLS: realMLS (Northeast Florida Multiple Listing Service)
• County: Nassau

Lot

• Zoning: 000031180002410380
• Current Use: Residential

Utilities

• Utilities: Cable AvailableElectricity ConnectedOtherSewer ConnectedWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: realMLS (Northeast Florida Multiple Listing Service)