$575,000

95220 SUMMERWOODS Circle 1204, Fernandina Beach, FL 32034

2 beds |
2 baths |
1,330 sqft

Condominium
Built in 2015
1.47acre lot
1 car garage
$432/sqft
Listed 28 days ago

Property Description

Freshly updated and move-in ready! Welcome to 95220 Summerwoods Circle Unit 1204—where comfort meets convenience just moments from the beach. This beautifully refreshed condo features fresh interior and exterior paint, brand-new 2025 kitchen appliances, plantation shutters, and luxury vinyl plank flooring in the bedrooms. A 2023 water heater adds peace of mind. Located in the gated Summerwoods of Amelia community, residents enjoy lush landscaping, a resort-style pool, and a private 10-foot-wide beach path for easy access to the sand and surf. Association fees further enhance peace of mind by covering building insurance, flood insurance, pest control, and a termite bond. Nestled between the Ritz-Carlton and Summer Beach, this prime location offers proximity to shopping, dining, and the charm of historic Fernandina Beach. Whether you're seeking a full-time residence or a lock-and-leave coastal retreat, this condo delivers low-maintenance living with upscale touches in one of Amelia Island's most desirable communities.

Listing Status:: Active
Date Added:: November 18, 2025 at 06:00AM
Listing Office:: WATSON REALTY CORP : 904-261-3986
Listing Agent:: SUSAN MCEWEN : 904-994-2505
MLS ID:: 2118444

Appliances: DryerDisposalDishwasherElectric RangeElectric Water HeaterMicrowaveRefrigeratorWasherWater Softener Owned
Flooring: TileVinyl
A/C: Central Air
Heating:

General: Balcony

Roofing: Metal
General: FrameStucco1

Road/Access: Asphalt
HOA Amenities: GatedInsuranceTrash490.0Monthly
Originating MLS: realMLS (Northeast Florida Multiple Listing Service)
County: Nassau

Zoning: 000030190412040000
Current Use: Residential

Utilities: Electricity ConnectedSewer ConnectedWater Connected
Water: Public
Sewer: Public Sewer

Source: realMLS (Northeast Florida Multiple Listing Service)

This listing courtesy of SUSAN MCEWEN, WATSON REALTY CORP

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

Emma Love Hardee Elementary School

2200 Susan Dr, Fernandina Beach, FL, 32034

Grades 3-5

3.81 miles away

Fernandina Beach Middle School

315 Citrona Dr, Fernandina Beach, FL, 32034

Grades 6-8

5.74 miles away

Fernandina Beach High School

435 Citrona Dr, Fernandina Beach, FL, 32034

Grades 9-12

5.54 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.