96004 MONTEGO BAY, Fernandina Beach, FL 32034

• 4 beds |
• 3 baths |
• 2,250 sqft

Property Description

Stunner alert! Discover exceptional value just moments from the beaches of Amelia Island, where generous living spaces, thoughtful updates, and an enviable location come together in one remarkable offering. Privately situated on a quiet cul-de-sac overlooking a tranquil pond, this beautifully renovated residence presents an opportunity to enjoy the island lifestyle without compromising space or quality. Extensively refreshed, the home showcases new Pergo and porcelain tile flooring, fresh interior and exterior paint, updated lighting and ceiling fans, new bathroom fixtures, stainless appliances, enhanced landscaping, and a NEW roof installed in 2022. Timeless finishes, including granite countertops and a gas fireplace anchoring the family room, create warm and inviting spaces designed for both everyday living and effortless entertaining. Offering four bedrooms and three full bathrooms, the flexible floor plan easily adapts to today's lifestyle. A formal living room with French doors and a main-level bedroom provide ideal spaces for a private home office, library, fitness room, or guest suite. Outdoors, the screened lanai overlooks an expansive backyard and peaceful pond, creating the perfect setting for morning coffee, evening gatherings, or simply enjoying the natural beauty that surrounds you. Combining generous square footage, modern updates, and close proximity to Amelia Island's renowned beaches, dining, shopping, and recreation, this residence offers an exceptional opportunity to experience coastal living at an outstanding value.

Listing Status:

Active

Date Added:

August 6, 2026

Data Last Updated:

August 13, 2026 at 8:35PM

Listing Office:

KELLER WILLIAMS REALTY ATLANTIC PARTNERS : 904-261-9800

Listing Agent:

MELISSA RICKS : 904-548-8540

MLS ID:

2158836

Interior

• General: Breakfast BarCeiling Fan(s)Entrance FoyerEat-in KitchenOpen FloorplanPantryWalk-In Closet(s)Primary Bathroom -Tub with Separate ShowerSplit BedroomsBreakfast NookGuest Suite
• Appliances: Convection OvenDisposalDishwasherElectric RangeElectric Water HeaterIce MakerMicrowaveRefrigerator
• Laundry: Electric Dryer HookupLower LevelIn UnitWasher Hookup
• A/C: Central Air
• Heating:
• Fireplace: GasFireplaceFireplaces: 1

Exterior

• Style: Traditional

Construction

• Roofing: Shingle
• General: Stucco2

Location

• Road/Access: City Street
• HOA Amenities: 523.0Annually
• Originating MLS: realMLS (Northeast Florida Multiple Listing Service)
• County: Nassau

Lot

• Zoning: 000030031500330000
• View: PondTrees/WoodsWater
• Current Use: ResidentialSingle Family

Utilities

• Utilities: Cable AvailableElectricity ConnectedSewer ConnectedWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: realMLS (Northeast Florida Multiple Listing Service)