$1,195,000

96492 SOAP CREEK Drive, Fernandina Beach, FL 32034

3 beds |
3 baths |
3,012 sqft

Single-Family Home
Built in 2019
1.14acre lot
2 car garage
$397/sqft
Listed 4 months ago

Property Description

Welcome to Oyster Bay Harbour! This stunning 3-bedroom, 3-bath custom home showcases panoramic sunrise views over the Amelia River from every room. Open living and dining areas lead to a wraparound deck for seamless indoor-outdoor living. The kitchen includes a large island, quartz counters, and a butler's galley. White maple floors, coffered ceilings, and a gas fireplace add warmth and elegance. The owner's suite, accessible by elevator, is a treetop retreat. It offers a private balcony and a flexible nook for an office or gym. The main-level guest suite could serve as the primary with water views, two closets, and an ensuite bath. Additional features include a whole home generator, climate-controlled workshop, under-home storage, outdoor shower, and fenced yard. On one of the community's best lots, this home delivers coastal living at its finest. Oyster Bay Yacht Club membership is optional. Zoned for island schools.

Listing Status:: Active
Date Added:: October 20, 2025
Data Last Updated:: February 9, 2026 at 7:38PM
Listing Office:: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS : 904-261-9311
Listing Agent:: SARA TERRY : 904-415-1375
MLS ID:: 2114141

General: Breakfast BarBuilt-in FeaturesCeiling Fan(s)Entrance FoyerElevatorHis and Hers ClosetsIn-Law FloorplanKitchen IslandOpen FloorplanPantrySmart ThermostatVaulted Ceiling(s)Walk-In Closet(s)Primary Bathroom -Tub with Separate ShowerButler PantrySplit BedroomsGuest Suite
Appliances: DisposalDishwasherGas OvenGas RangeGas Water HeaterInstant Hot WaterIce MakerMicrowavePlumbed For Ice MakerRefrigeratorTankless Water HeaterWater Softener Owned
Flooring: TileWood
A/C: Central AirElectricMulti UnitsZoned
Heating:
Fireplace: GasFireplaceFireplaces: 1
Disability Feature: Accessible Elevator Installed

General: BalconyFire PitOutdoor ShowerCommunityIn Ground

Roofing: Metal
General: 3

Road/Access: Private Road
HOA Amenities: Boat DockBoat SlipClubhouseCable TVElevator(s)Fitness CenterGatedMarinaRV/Boat StorageSecuritySpa/Hot TubTennis Court(s)WaterPickleballPool375.0Quarterly
Originating MLS: realMLS (Northeast Florida Multiple Listing Service)
County: Nassau

Zoning: 463N28620500280000
View: RiverWaterIntracoastalCreek/Stream
Current Use: ResidentialSingle Family

Utilities: Electricity ConnectedPropaneSewer ConnectedWater Available
Water: Public
Sewer: Public Sewer

Source: realMLS (Northeast Florida Multiple Listing Service)

This listing courtesy of SARA TERRY , BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Southside Elementary School

1112 Jasmine St, Fernandina Beach, FL, 32034

Grades KG-2

2.85 miles away

Fernandina Beach Middle School

315 Citrona Dr, Fernandina Beach, FL, 32034

Grades 6-8

3.65 miles away

Fernandina Beach High School

435 Citrona Dr, Fernandina Beach, FL, 32034

Grades 9-12

3.57 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.