97382 HARBOR CONCOURSE Circle, Fernandina Beach, FL 32034

• 4 beds |
• 3 baths |
• 2,285 sqft

Property Description

Gorgeous saltwater POOL home in Harbor Concourse! This spacious 4-bedroom, 3-bath residence features an upstairs bonus room with a full bath and an additional versatile flex room behind charming barn doors—perfect for a dining room, office, playroom, or bedroom. The gourmet kitchen is a dream for any home chef, showcasing quartz countertops, a farmhouse sink, stainless steel appliances, classic subway tile backsplash, an oversized island, pendant lighting, and upgraded 42'' soft-close cabinetry with ample storage. Large accordion-style sliding glass doors open to a covered patio overlooking the screened-in, heated and chilled saltwater pool, ideal for year-round entertaining and relaxing. The spacious primary suite offers dual sinks, a beautifully tiled walk-in shower, soft-close cabinetry, and a large walk-in closet. Additional highlights include coffered ceilings in the living room and primary bedroom, surround sound throughout the main floor, an indoor storage room, fenced backyard with sprinkler system, and an epoxy-floored two-car garageperfect for a workshop or extra storage. Harbor Concourse has low HOA dues, No CDD and offers a community playground. Located close to shopping, restaurants and a short drive to beaches and downtown. This home blends luxury, functionality, and outdoor living in one exceptional package.

Listing Status:

Active

Date Added:

February 9, 2026

Data Last Updated:

February 9, 2026 at 5:35PM

Listing Office:

KELLER WILLIAMS REALTY ATLANTIC PARTNERS : 904-261-9800

Listing Agent:

COLLEEN BELLAR : 904-753-3064

MLS ID:

2129224

Interior

• General: Breakfast BarCeiling Fan(s)Kitchen IslandPantryPrimary DownstairsWalk-In Closet(s)Primary Bathroom -Tub with Separate ShowerSplit BedroomsBreakfast Nook
• Appliances: DisposalDishwasherElectric CooktopMicrowaveRefrigerator
• Flooring: CarpetTile
• A/C: Central Air
• Heating:

Exterior

• Pool: FencedHeatedIn GroundScreen EnclosureSalt Water

Construction

• Roofing: Shingle
• General: FrameFiber Cement2

Location

• Road/Access: Asphalt
• HOA Amenities: Playground660.0Annually
• Originating MLS: realMLS (Northeast Florida Multiple Listing Service)
• County: Nassau

Lot

• Zoning: 292N28011500830000
• Current Use: ResidentialSingle Family

Utilities

• Utilities: Cable AvailableElectricity ConnectedSewer Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: realMLS (Northeast Florida Multiple Listing Service)