2250 SPIDER LILY Lane, Green Cove Springs, FL 32043

• 4 beds |
• 2 baths |
• 1,856 sqft

Property Description

RARE ASSUMABLE MORTGAGE AT 3.99%! Why Wait for New Construction When You Can Have This Rate Now? Why wait for new construction and today's rates when you can assume this seller's 3.99% mortgage and save hundreds every month, right now? This beautifully maintained 4 bedroom, 2 bathroom home in the highly sought-after Cross Creek community of Green Cove Springs offers the space, style, and location buyers want, without the wait or the interest rate. This home features a desirable three-way split floor plan, giving the primary suite ultimate privacy while secondary bedrooms stay flexible for guests, a home office, or growing family needs. The open-concept kitchen overlooks a spacious living area, creating the ideal layout for entertaining and everyday life. Bright, functional, and move-in ready, this home is the heart-of-the-home design today's buyers are searching for. Cross Creek residents enjoy true resort-style living with a community pool, clubhouse, fitness center, pickleball courts, playgrounds, and scenic walking paths, all in a welcoming neighborhood with newer construction homes and easy access to shopping, dining, and major commuter routes throughout Green Cove Springs and Clay County. Don't miss the opportunity to own in one of Green Cove Springs' most desirable communities at a payment new construction simply cannot match. Schedule your private showing today, homes with an assumable mortgage this attractive do not last long! Search terms built in: Green Cove Springs homes for sale, Cross Creek community, assumable mortgage Florida, 4 bedroom split floor plan, Clay County real estate, resort style amenities Green Cove Springs

Listing Status:

Active

Date Added:

February 25, 2026

Data Last Updated:

July 30, 2026 at 2:38AM

Listing Office:

COLDWELL BANKER VANGUARD REALTY : 904-269-7117

Listing Agent:

Bobbie Jean Demunck : 904-704-1208

MLS ID:

2131811

Interior

• General: Breakfast BarKitchen IslandOpen FloorplanWalk-In Closet(s)Primary Bathroom - Tub with Shower
• Appliances: DisposalDishwasherElectric CooktopElectric OvenMicrowaveRefrigerator
• Laundry: Electric Dryer HookupWasher Hookup
• Flooring: CarpetVinyl
• A/C: Central AirElectric
• Heating:

Construction

• Roofing: Shingle
• General: FrameFiber Cement1

Location

• Road/Access: Asphalt
• HOA Amenities: ClubhouseFitness CenterPlaygroundPool100.0Annually
• Originating MLS: realMLS (Northeast Florida Multiple Listing Service)
• County: Clay

Lot

• Zoning: 46052601030101170
• Current Use: ResidentialSingle Family

Utilities

• Utilities: Cable AvailableElectricity ConnectedSewer ConnectedWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: realMLS (Northeast Florida Multiple Listing Service)