387 12TH AVENUE, Indian Rocks Beach, FL 33785

• 3 beds |
• 2 baths |
• 1,874 sqft

Property Description

Tucked away at the very end of one of Indian Rocks Beach?s most coveted finger streets, this serene waterfront retreat offers an easterly exposure that welcomes each day with soft light and ever-changing skies. Mornings unfold quietly as boats glide by, dolphins surface in the distance, and the water reflects hues that never quite look the same twice. With nothing but wide-open Intracoastal water behind the home, the sense of space and privacy is rare, enhanced further by a lot that feels refreshingly more expansive than most surrounding properties. Completing the waterfront setting is a private dock equipped with a 13,000-lb boat lift, providing effortless access to the Intracoastal and making days on the water as spontaneous as they are seamless. Inside, the home is filled with natural light and an easy coastal flow. Three generously sized bedrooms and two full baths are thoughtfully arranged, with the primary retreat occupying the entire second floor an inviting escape complete with a private balcony designed for lingering and taking it all in. Downstairs, spacious guest rooms share a beautifully finished bath, while the open living areas connect seamlessly to the outdoors. The interiors feel bright and airy, anchored by a kitchen featuring clean-lined cabinetry, quality appliances, and timeless finishes. Step outside and the experience truly comes alive. The saltwater gunite pool and spa are designed for both relaxation and entertaining, featuring a sun shelf and swim-up table perfectly positioned to overlook your boat resting on the lift. With no neighboring backyards in view only shimmering open water, this backyard feels like a private resort. Just moments away, Kolb Park offers pickleball and tennis, while a short stroll leads to the calm, sandy beaches that define the Indian Rocks lifestyle. Notably, Indian Rocks Beach is one of the few coastal communities that allows short-term rentals, and this property has demonstrated several years of strong rental performance offering flexibility for personal enjoyment while also benefiting from its exceptional location. A rare combination of privacy, open-water frontage, and coastal living - this is a place that invites you to slow down and stay awhile.

Listing Status:

Active

Date Added:

January 19, 2026

Data Last Updated:

February 9, 2026 at 4:23PM

Listing Office:

CENTURY 21 LIST WITH BEGGINS : 813-658-2121

Listing Agent:

Matt Galster : 727-515-1575

MLS ID:

TB8466117

Interior

• General: Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimaryBedroom UpstairsSolid Wood CabinetsStone CountersThermostatVaulted Ceiling(s)
• Rooms: Storage Rooms
• Appliances: DishwasherDryerElectric Water HeaterExhaust FanMicrowaveRangeRange HoodRefrigeratorWasher
• Laundry: InsideLaundry Closet
• Flooring: TileVinyl
• A/C: Central Air
• Heating: Central

Exterior

• General: LightingPrivate MailboxRain GuttersStorageHeatedIn Ground
• Other Structures: Deck
• Pool: GuniteHeatedIn GroundLightingSalt Water
• Parking: DrivewayGarage Door OpenerOff StreetOn StreetOther

Construction

• Roofing: MembraneShingle
• General: BlockHardiPlank TypeLogStuccoTwoBlock

Location

• Road/Access: Paved
• Originating MLS: Stellar MLS
• County: Pinellas

Lot

• Zoning: INDIAN BEACH RE-REVISED 2ND ADD BLK 89LOT 3106-30-15-42066-089-0310
• View: Water
• Fencing: Vinyl

Utilities

• Utilities: Cable ConnectedElectricity ConnectedPublicSewer ConnectedSprinkler MeterWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple