526 20TH AVENUE, Indian Rocks Beach, FL 33785
- 2 beds |
- 2 baths |
- 1,107 sqft
Single-Family Home 
Built in 1960 
6,098sqft lot
1 car garage 
$1,155/sqft 
Listed 1 month ago
Property Description
One or more photo(s) has been virtually staged. Experience the pinnacle of waterfront living at 526 20th Ave, a rare Intracoastal gem tucked away at the quiet end of a cul-de-sac in one of Indian Rocks Beach’s most desirable enclaves. This property offers a unique “choose your own adventure” opportunity: move into the beautifully updated bungalow and enjoy the views immediately, or execute tentatively approved plans to nearly double your living space. Indian Rocks Beach offers the perfect blend of relaxed “Old Florida” charm and upscale coastal living. Just a short stroll from your front door are the pristine white sands of the Gulf of Mexico, breathtaking sunsets, eclectic boutiques, and award-winning local dining. Enjoy a walkable lifestyle in a close-knit beach community known for its laid-back atmosphere and strong vacation appeal. Unlike narrow finger canals, this property sits directly on the open Intracoastal Waterway with expansive north and south water views. Enjoy direct Gulf access from your backyard, ideal for sunset cruises or deep-sea fishing. A private 10,000-lb boat lift keeps your vessel secure and ready at a moment’s notice. Watch dolphins and manatees from your backyard or relax in the hot tub while enjoying the annual holiday boat parade and local regattas. Nearly every room in the home captures magnificent unobstructed water views. The single-level interior has been meticulously updated for effortless, low-maintenance living. The gourmet kitchen features a 9-foot quartz island, soft-close cabinetry, and a new 8-foot impact-resistant picture window. Premium JennAir induction cooktop and dishwasher are complemented by an LG refrigerator and microwave. Every bathroom has been completely remodeled with sophisticated finishes and contemporary vanities. Durable luxury vinyl plank flooring throughout provides true “no-stairs, no-stress” living. Step outside to a newly paved waterfront deck and adjustable louvered pergola designed for the perfect balance of sun and shade. Hurricane-impact windows throughout provide peace of mind, energy efficiency, and storm protection. This property also offers exceptional flexibility and investment potential. The city has tentatively approved plans for an attached ADU expansion adding nearly 1,700 additional square feet plus a two-car garage without removing the existing structure. Preliminary floor plans and elevations are included in the photos. With designer upgrades, a private boat lift, and a premier waterfront location, this home is ideally suited as a luxury primary residence, vacation retreat, or high-performing short-term rental opportunity. No HOA fees, favorable Pinellas County taxes, and a peaceful setting surrounded by multi-million-dollar homes complete this extraordinary waterfront offering.
- Listing Status:
- Active
- Date Added:
- May 20, 2026
- Data Last Updated:
- June 26, 2026 at 12:21AM
- Listing Office:
- LPT REALTY, LLC : 877-366-2213
- Listing Agent:
- Robert Mitchell II : 813-494-8348
- MLS ID:
- TB8510307
- General: Rain GuttersSliding Doors
- Roofing: Shingle
- Windows: Blinds
- General: BlockOneSlab
- Road/Access: Paved
- HOA Amenities: ParkPlaygroundTennis Court(s)
- Originating MLS: Stellar MLS
- County: Pinellas
- Zoning: INDIAN BEACH RE-REVISED 15TH ADD LOT 2906-30-15-42300-000-0290
- View: Water
- Fencing: Fenced
- Utilities: Cable AvailableElectricity ConnectedPhone AvailablePublicSewer ConnectedWater Connected
- Water: Public
- Sewer: Public Sewer
- Source: Stellar MLS
- Ownership: Fee Simple
This listing courtesy of Robert Mitchell II , LPT REALTY, LLC
Monthly Payment
- Principal & Interest $
- Property Taxes $
- Home Insurance $
- VA Funding Fee $
