540 20TH AVENUE, Indian Rocks Beach, FL 33785

• 3 beds |
• 3 baths |
• 2,379 sqft

Property Description

A rare opportunity not to be missed!! This coastal designed residence on an expansive cul-de-sac lot in coveted Indian Rocks Beach, commanding 112 feet of pristine intracoastal seawall with sweeping east and southeast water views. Waterfront single-story living of this scale and quality is exceptionally rare, offering effortless accessibility without sacrificing grandeur. Comprehensively reimagined in 2021, this home represents the pinnacle of coastal luxury with no detail overlooked. Step through the grand entry to soaring 12-foot ceilings and 10-foot sliding glass doors that blur the line between indoor living and shimmering waterways beyond. The great room anchors the home with an 88-inch linear fireplace, built-in entertainment features, and automated shades in the great room, dining area, and primary suite. Three-zone climate control ensures personalized comfort throughout. The gourmet kitchen is designed to impress, featuring Thermador appliances, Cristallo countertops, dual wine coolers, filtered water dispenser, soft water system, tankless water heater, and thoughtfully designed under-counter cabinetry with pull-out shelving. A dedicated laundry room with utility sink adds everyday functionality. The primary suite is a private sanctuary with a spa-inspired bath offering a spacious walk-in shower with dual rain heads, handheld fixture, built-in niches, Toto electric toilet, and a vanity with discreet hidden outlets. The custom walk-in closet features built-in drawers, shelving, and hanging space designed for optimal organization. On the opposite side of the home, a thoughtfully designed guest wing with private entry provides a fully separated retreat for visitors, complete with custom closet systems. Outdoors, a resort-style setting unfolds with a large saltwater pool and spa, generous covered patio with dual fans and lighting, and a striking built-in gas fireplace table ideal for evening gatherings. Professionally designed low-maintenance landscaping is enhanced by a full LED lighting system that transforms the property after dark. The outdoor kitchen features a built-in gas grill, Kamado Joe smoker, marine-grade stainless cabinetry, refrigerator, storage drawers, and trash container. An outdoor TV and shower complete the alfresco experience, while a professional putting and chipping green elevates leisure beyond the ordinary. On the water, a brand-new composite dock offers both beauty and durability, featuring a 20,000-pound boat lift, dedicated jet ski lift, and kayak and paddleboard rack system for effortless access to the intracoastal lifestyle. Additional practical luxuries include two oversized two-car garages, extensive storage cabinetry with pull-out shelving, a comprehensive exterior security camera system, and Toto toilets throughout. Professionally curated landscaping allows more time enjoying the property and less time maintaining it. Properties that combine single-story design, full renovation, waterfront positioning, and exceptional privacy are extraordinarily rare in Indian Rocks Beach. This is more than a home — it is a statement of lifestyle. Schedule your private showing today.

Listing Status:

Pending

Date Added:

March 20, 2026

Data Last Updated:

March 27, 2026 at 7:23PM

Listing Office:

ENGEL & VOLKERS BELLEAIR : 727-461-1000

Listing Agent:

Stephen Kepler : 727-647-6696

MLS ID:

TB8488753

Interior

• General: Ceiling Fans(s)Crown MoldingHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone CountersTray Ceiling(s)Walk-In Closet(s)
• Rooms: Great RoomInside Utility
• Appliances: DishwasherDisposalRefrigeratorWine Refrigerator
• Laundry: InsideLaundry Room
• Flooring: Tile
• A/C: Central Air
• Heating: Central
• Fireplace: Living RoomFireplace

Exterior

• General: Fire PitOutdoor GrillOutdoor KitchenOutdoor ShowerRain GuttersSliding DoorsHeatedIn Ground
• Style: Coastal
• Other Structures: Outdoor Kitchen
• Pool: GuniteIn GroundSalt Water

Construction

• Roofing: Metal
• General: BlockOneSlab

Location

• Road/Access: Paved
• Originating MLS: Stellar MLS
• County: Pinellas

Lot

• Zoning: INDIAN BEACH RE-REVISED 15TH ADD LOT 36 & SW 1/2 OF LOT 35 & RIP RTS06-30-15-42300-000-0360
• View: Water
• Fencing: Vinyl

Utilities

• Utilities: BB/HS Internet AvailableElectricity AvailablePhone AvailablePropaneSewer AvailableWater Available
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple