$920,000

3528 BAY ISLAND Circle, Jacksonville Beach, FL 32250

4 beds |
3 baths |
2,222 sqft

Single-Family Home
Built in 2000
0.35acre lot
2 car garage
$414/sqft
Listed 5 months ago

Property Description

Located in the highly sought after Ocean Cay community, 3528 Bay Island Circle presents a rare opportunity to own a Jacksonville Beach pool home in one of the area's most exclusive and tightly held neighborhoods. Designed for relaxed coastal living, the home features bright open spaces that flow seamlessly to a private backyard with a sparkling pool and covered lanai, perfect for entertaining or unwinding after a day at the beach. The open concept layout blends modern comfort with coastal charm throughout the main living areas. Three bedrooms, including the primary suite, are located on the main level. Upstairs, a newly added wall creates a private office and additional bedroom, offering a flexible nonconforming five bedroom layout ideal for guests or working from home. Ocean Cay is a deed restricted community where short term rentals are not permitted, providing long term neighborhood stability, privacy, and peace of mind just minutes from the sand, dining, and shopping of Jax Beach.

Listing Status:: Pending
Date Added:: February 1, 2026
Data Last Updated:: April 16, 2026 at 8:35PM
Listing Office:: FLUID REALTY, LLC. : 904-270-9898
Listing Agent:: HEATHER PEREZ-HOLLIS LLC : 904-571-5262
MLS ID:: 2115249

General: Breakfast BarBuilt-in FeaturesCeiling Fan(s)Entrance FoyerEat-in KitchenIn-Law FloorplanKitchen IslandPantryPrimary DownstairsSmart ThermostatVaulted Ceiling(s)Primary Bathroom -Tub with Separate ShowerSplit BedroomsBreakfast Nook
Appliances: Convection OvenDisposalDishwasherElectric OvenElectric RangeIce MakerMicrowaveRefrigerator
Laundry: Electric Dryer HookupWasher Hookup
Flooring: CarpetLaminateTile
A/C: Central Air
Heating:
Fireplace: GasFireplaceFireplaces: 1

Style: Traditional
Pool: FencedIn Ground

Roofing: Shingle
General: FrameStucco2

HOA Amenities: ClubhousePlaygroundPool896.0Annually
Originating MLS: realMLS (Northeast Florida Multiple Listing Service)
County: Duval

Zoning: 1809491790
View: LakePond
Current Use: ResidentialSingle Family

Utilities: Cable AvailableElectricity Connected
Water: Public

Source: realMLS (Northeast Florida Multiple Listing Service)

This listing courtesy of HEATHER PEREZ-HOLLIS LLC , FLUID REALTY, LLC.

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Seabreeze Elementary School

1400 Seabreeze Ave, Jacksonville Beach, FL, 32250

Grades KG-5

0.60 miles away

Duncan U. Fletcher Middle School

2000 3rd St N, Jacksonville Beach, FL, 32250

Grades 6-8

2.92 miles away

Duncan U. Fletcher High School

700 Seagate Ave, Neptune Beach, FL, 32266

Grades 9-12

3.07 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.