423 MOBY DICK Drive N, Jacksonville, FL 32218

• 3 beds |
• 2 baths |
• 1,275 sqft

Property Description

This pre-approved HUD Pre-Foreclosure / Short Sale presents an incredible opportunity for a buyer looking to add immediate sweat equity. The lender has already completed an "AS IS" appraisal valued at $209,000 and pre-approved the short sale process, streamlining your path to closing. Property Condition & Capital Improvements: The property features significant high-ticket mechanical updates, including a brand-new HVAC system installed in May 2026, a roof replaced in 2018, and a water heater from 2014. However, the home requires comprehensive repairs and is being sold strictly AS IS. Known repair needs include: • Challenger brand electrical panel replacement • WDO (Wood-Destroying Organism) damage remediation • Sheetrock repair and full interior paint • New flooring throughout • Kitchen and bathroom cabinet repairs/replacements • Minor plumbing and electrical updates (broken light fixtures, bathroom faucet, missing shower tile) • Cosmetic finishes (missing closet doors, damaged door tri m) • Shed repair or removal Financing & Sale Terms: • Financing: Due to the required repairs, this property will not qualify for standard FHA or VA financing in its current condition. Cash offers are highly preferred, though a Conventional Renovation loan may be considered. • Timeline: Buyer must allow 90 days for short sale approval. • Concessions: Seller will provide no home warranty and will pay zero closing costs for the buyer. Final sale completion is subject to HUD guideline approval by the lender. Photos are available upon request. Bring your vision and your toolbelt to unlock this property's full potential!

Listing Status:

Active

Date Added:

November 4, 2026

Data Last Updated:

November 12, 2026 at 6:37AM

Listing Office:

LISA DUKE REALTY LLC :

Listing Agent:

LISA DUKE : 904-614-6166

MLS ID:

2172327

Interior

• Appliances: DishwasherElectric RangeRefrigerator
• Laundry: In Garage
• A/C: Central Air
• Heating:

Construction

• General: 1

Location

• Originating MLS: realMLS (Northeast Florida Multiple Listing Service)
• County: Duval

Lot

• Zoning: 1073581925
• Current Use: Residential

Utilities

• Utilities: Cable AvailableElectricity AvailableSewer AvailableWater Available
• Water: Public
• Sewer: Public Sewer

Financial

• Source: realMLS (Northeast Florida Multiple Listing Service)