1120 TOBIE ST, Lake Wales, FL 33853

• 4 beds |
• 2 baths |
• 1,992 sqft

Property Description

Move-In Ready Home in Whispering Ridge with ***ASSUMABLE 2.25% VA FINANCING*** for qualified buyers! Welcome to this beautifully maintained 4-bedroom, 2-bath home in the desirable Whispering Ridge subdivision. The open floor plan offers comfortable living and is complemented by new luxury vinyl flooring throughout the main living areas. The kitchen is designed for both everyday living and entertaining, featuring a center island with breakfast bar, granite countertops, stainless steel appliances, and abundant cabinet and workspace. An inside laundry room adds convenience and functionality. Step outside to enjoy the screened back porch with ceiling fan overlooking the privacy of the white vinyl fenced backyard—perfect for relaxing or entertaining family and friends. Best of all, this home offers assumable VA financing at an attractive 2.25% interest rate, providing a rare opportunity for buyers to buy more home for less money. Conveniently located near Hwy 60 and US Hwy 27 in Lake Wales, you'll enjoy easy access to shopping, dining, and commuting. Be sure to explore the attached 3-D Interactive Tour for a complete virtual walkthrough of this ready-to-move-in home.

Listing Status:

Active

Date Added:

July 4, 2026

Data Last Updated:

July 7, 2026 at 12:24AM

Listing Office:

POLK REAL ESTATE LLC : 863-679-1710

Listing Agent:

Cheryl Bossarte : 863-206-8686

MLS ID:

P4939171

Interior

• General: Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersStone CountersThermostatWalk-In Closet(s)Window Treatments
• Rooms: Inside Utility
• Appliances: DishwasherDisposalElectric Water HeaterMicrowaveRangeRefrigerator
• Laundry: Electric Dryer HookupInsideLaundry RoomWasher Hookup
• Flooring: CarpetLuxury Vinyl
• A/C: Central Air
• Heating: CentralElectric

Exterior

• General: LightingPrivate YardSidewalk
• Style: Contemporary
• Other Structures: Front PorchRear PorchScreened
• Parking: DrivewayGarage Door OpenerGround Level

Construction

• Roofing: Shingle
• Windows: DrapesWindow Treatments
• General: BlockConcreteStuccoOneSlab

Location

• Road/Access: AsphaltPaved
• HOA Amenities: Common Area TaxesEscrow Reserves Fund50.0Monthly
• Originating MLS: Stellar MLS
• County: Polk

Lot

• Zoning: RESWHISPERING RIDGE PHASE 1 PB 147 PG 1-10 LOT 11227-30-12-926501-001120
• Fencing: Vinyl

Utilities

• Utilities: Cable AvailableElectricity ConnectedSprinkler RecycledWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple