20978 MONZA LOOP, Land O Lakes, FL 34638

• 4 beds |
• 3 baths |
• 2,386 sqft

Property Description

Welcome to 20978 Monza Loop in the GATED COMMUNITY of Arden Preserve, where the major expenses of new construction have already been handled for you. Built in 2022, this home delivers immediate value with NO CDD fees and includes upgrades that typically cost thousands more through a builder, such as a FULLY VINYL FENCED backyard, EXTENDED PAVER PATIO and walkway, window blinds and curtains, and a fully owned WATER TREATMENT SYSTEM. Located in FLOOD ZONE X, it also offers the added benefit of potentially LOWER INSURANCE COSTS, making this a smart move both upfront and long-term. Inside, the home offers 4 bedrooms, 2.5 baths, and 2,386 square feet of thoughtfully designed living space with a BRIGHT, OPEN-CONCEPT layout. The main level is filled with NATURAL LIGHT and features a seamless flow between the living, dining, and kitchen areas, creating an inviting space for both everyday living and entertaining. The kitchen is anchored by a LARGE CENTER ISLAND with seating, complemented by sleek countertops, stainless steel appliances, ample cabinetry, and modern pendant lighting. Sliding glass doors open to the COVERED LANAI, enhancing the indoor-outdoor connection. Upstairs, a spacious loft provides FLEXIBLE LIVING SPACE for a second living area, media room, or home office, while the generously sized bedrooms offer comfort and privacy. The primary suite serves as a relaxing retreat with an en-suite bath featuring dual vanities, a walk-in shower, and plenty of storage, and a dedicated laundry room adds convenience. Out back, the covered lanai overlooks a PRIVATE YARD that backs to PEACEFUL GREENSPACE with NO REAR NEIGHBORS, creating a quiet setting to relax or entertain. The extended paver patio expands your outdoor living options, whether you’re hosting gatherings or simply enjoying the Florida lifestyle. Arden Preserve is a fully completed gated community with no ongoing construction, offering a more established and peaceful environment. Residents enjoy a PRIVATE WALKING PATH leading directly to Land O’ Lakes High School, a community dog park, and convenient access to nearby shopping, dining, and major roadways. This home combines modern construction, functional living space, and meaningful savings in one of Land O’ Lakes’ most desirable neighborhoods.

Listing Status:

Active

Date Added:

April 25, 2026

Data Last Updated:

April 29, 2026 at 5:23AM

Listing Office:

MIHARA & ASSOCIATES INC. : 813-960-2300

Listing Agent:

Michael Cinquemano, Jr. : 813-960-2300

MLS ID:

TB8500994

Interior

• General: Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimaryBedroom UpstairsThermostatWindow Treatments
• Rooms: Bonus RoomDen/Library/Office
• Appliances: DishwasherDryerElectric Water HeaterMicrowaveRangeRefrigeratorWasherWater Softener
• Laundry: Laundry Room
• Flooring: CarpetLuxury VinylTile
• A/C: Central Air
• Heating: Central

Exterior

• General: GardenPrivate YardSidewalkSliding Doors
• Other Structures: Front PorchRear PorchPatio

Construction

• Roofing: Shingle
• Windows: BlindsDrapesRods
• General: BlockStuccoFrameTwoSlab

Location

• Road/Access: AsphaltPaved
• HOA Amenities: 90.0Monthly
• Originating MLS: Stellar MLS
• County: Pasco

Lot

• Zoning: MPUDARDEN PRESERVE PB 82 PG 112 BLOCK 4 LOT 1118-26-02-0080-00400-0110
• View: Trees/Woods
• Fencing: FencedVinyl

Utilities

• Utilities: Cable AvailableElectricity ConnectedPublicSewer ConnectedUnderground UtilitiesWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple