12787 95TH STREET N, Largo, FL 33773

• 4 beds |
• 3 baths |
• 2,176 sqft

Property Description

INVESTMENT OPPORTUNITY + FLORIDA LIFESTYLE! This versatile, turnkey property offers an exceptional opportunity to live, invest, and generate rental income—all in one. With three potential rentable spaces, the property provides flexibility for an owner-occupant, multi-generational living, or an income-producing investment. The main residence features 3 bedrooms and 2 bathrooms and offers the flexibility to be configured as a 1-bedroom/1-bath and a separate 2-bedroom/1-bath living space, creating multiple possibilities for rental income. A detached, fully self-contained ADU adds even more versatility, complete with its own bedroom, full bathroom, kitchen, living area, and laundry. Step outside and enjoy the Florida lifestyle with a private pool and spa, plus multiple outdoor seating areas perfect for relaxing, entertaining, or enjoying the sunshine. There is also plenty of room for your boat, RV, and other outdoor toys. Whether you're looking for a primary residence with income potential, a vacation getaway, a multi-generational property, or an investment opportunity, this property offers the flexibility to make it your own while enjoying all that the Tampa Bay area has to offer. Short-term rental regulations, permitted uses, and the potential for additional unit construction should be independently verified with the applicable municipality and county. Ideally positioned between the beach and the bay, this is your opportunity to own a property where investment potential and the Florida lifestyle come together.

Listing Status:

Active

Date Added:

October 7, 2026

Data Last Updated:

November 13, 2026 at 12:23AM

Listing Office:

COLDWELL BANKER REALTY : 727-581-9411

Listing Agent:

Michelle Chenault : 727-481-5700

Contact:

727-581-9411

MLS ID:

TB8554554

Interior

• General: Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanStone CountersThermostatWalk-In Closet(s)
• Appliances: Convection OvenDishwasherDryerElectric Water HeaterMicrowaveRefrigeratorTankless Water HeaterWasher
• Laundry: Laundry Room
• Flooring: TileVinyl
• A/C: Central Air
• Heating: CentralElectric

Exterior

• General: LightingOutdoor ShowerPrivate MailboxSidewalkStorageAbove GroundHeated
• Other Structures: Additional Single Family HomeGuest HouseShed(s)StoragePorchFront PorchDeckRear PorchPatioSide PorchCovered
• Pool: Above GroundDeck
• Parking: BoatDrivewayGolf Cart ParkingGuestOff StreetParking Pad

Construction

• Roofing: Shingle
• General: StuccoOneSlab

Location

• Road/Access: Paved
• Originating MLS: Stellar MLS
• County: Pinellas

Lot

• Zoning: R-3FARVIEW LOT 1 & N 23.5FT OF W 6FT OF LOT 13 LESS THAT PART DESC BEG SW COR OF SD LOT 1 TH N00D40'33"W 108.92FT TH N89D02'11"E 119.94FT TH S00D40'33"E 113.5FT TH N88D46'42"W 120FT TO POB11-30-15-27504-000-0010
• Fencing: Vinyl

Utilities

• Utilities: Cable ConnectedElectricity ConnectedPublicSewer ConnectedWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple