12816 HARBORWOOD DRIVE, Largo, FL 33774

• 4 beds |
• 5 baths |
• 4,234 sqft

Property Description

Experience an exceptional waterfront lifestyle in this magnificent custom estate, ideally situated on the Intracoastal Waterway between Indian Rocks Beach and Belleair Beach. Nestled on an extraordinary 1.3-acre homesite in the exclusive Kensington Oaks community, this private residence offers breathtaking panoramic water views, lush manicured grounds, and quick access to the Gulf of America. Spanning more than 4,200 square feet, this impressive home offers 4 bedrooms, a bonus room w wet bar, loft, 4.5 baths with convenient pool bath, and a spacious 2-car garage. The thoughtfully designed floor plan is ideal for both everyday living and entertaining, featuring a luxurious first-floor primary suite with an expansive sitting area and spa-inspired bath, and an in law suite w private bath, while the upper level includes two more bedrooms, a full bath, and a versatile loft with balcony. Spectacular water views throughout the home, soaring ceilings, rich wood flooring, and fireplaces in both the living and family rooms create warmth and timeless elegance. The formal dining room is perfect for hosting memorable gatherings. Outdoor living is equally impressive. A nearly 60-foot covered and screened lanai overlooks the sparkling 15’ x 30’ pool, designed with open-air enjoyment instead of a traditional pool cage, allowing uninterrupted sunshine and refreshing coastal breezes. The second-floor balcony provides an elevated vantage point for breathtaking sunrises, colorful sunsets, and endless views of the Intracoastal. Kensington Oaks is one of the area’s desirable waterfront communities, known for its beautifully maintained homes, mature landscaping, and peaceful setting. Enjoy a short stroll to Bonner Nature Park and easy access to some of Florida’s finest beaches, including Indian Rocks Beach, Belleair Beach, and Clearwater Beach. Fine dining, golf, shopping, and two international airports are all within convenient reach. This is more than a home—it’s a rare opportunity to own a private waterfront estate offering space, elegance, and the quintessential Florida coastal lifestyle.

Listing Status:

Active

Date Added:

July 30, 2026

Data Last Updated:

August 13, 2026 at 1:23PM

Listing Office:

HOMES BY SANDERS REALTY : 727-409-6929

Listing Agent:

Mike Sanders : 727-409-8000

Contact:

727-409-6929

MLS ID:

TB8533580

Interior

• General: Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersWalk-In Closet(s)Window Treatments
• Rooms: Bonus RoomFamily RoomFormal Dining Room SeparateFormal Living Room SeparateInside UtilityLoft
• Appliances: Bar FridgeDishwasherDisposalDryerMicrowaveRangeRange HoodRefrigeratorWasherWine Refrigerator
• Laundry: InsideLaundry Room
• Flooring: CarpetTileTravertineWood
• A/C: Central Air
• Heating: CentralElectric
• Fireplace: Family RoomLiving RoomWood BurningFireplace

Exterior

• General: Outdoor GrillPrivate YardSidewalk
• Style: Cape CodCoastal
• Other Structures: Rear PorchScreenedCovered
• Pool: Auto CleanerGuniteIn GroundLightingOutside Bath AccessPool Sweep
• Parking: Garage Door OpenerOversized

Construction

• Roofing: Shingle
• Windows: BlindsDrapes
• General: BlockBrickTwoSlab

Location

• Road/Access: Asphalt
• HOA Amenities: Management850.0Annually
• Originating MLS: Stellar MLS
• County: Pinellas

Lot

• Zoning: RESKENSINGTON OAKS SUB LOT 107-30-15-46280-000-0010
• View: Trees/WoodsWaterGulf/Ocean - Full
• Fencing: Chain Link

Utilities

• Utilities: Cable ConnectedElectricity ConnectedSewer ConnectedWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple