18200 CYPRESS COVE LANE, Lutz, FL 33549

• 4 beds |
• 3 baths |
• 2,307 sqft

Property Description

Experience true waterfront living on beautiful Lake Stemper, a private ski lake offering year-round boating and water recreation. With only approximately 20 homes lining its shoreline, this rare lakefront opportunity offers both exclusivity and privacy. Tucked away on a quiet cul-de-sac, this fully updated modern lakefront home blends clean architectural lines with effortless indoor-outdoor living. Designed around a private courtyard, the sparkling heated saltwater pool creates a secluded retreat at the heart of the home—perfect for entertaining or relaxing in total privacy. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024, adding both beauty and long-term durability to the outdoor space. Step inside to an open-concept layout featuring soaring ceilings, contemporary finishes, custom indoor shades, and a ProFlame electric fireplace with remote control for effortless ambiance. The beautifully renovated kitchen showcases sleek cabinetry and stainless steel appliances. Expansive windows flood the interior with natural light, while breathtaking water views immediately capture your attention. Sliding doors guide you seamlessly outdoors to a fully equipped outdoor kitchen (2022) featuring a Blaze 4-burner propane grill, flat top and side burner, sink, ice maker, and granite countertops accented with LED lighting strips underneath. Just beyond, a spacious deck leads to your private covered dock (2022), creating the ultimate lakeside entertaining space. Whether you're hosting sunset dinners, launching your boat for a day on the ski lake, or simply enjoying the peaceful setting, this property was designed to embrace lakefront living. A standout feature is the detached ADU, complete with its own private entrance and kitchenette—ideal for guests, multigenerational living, a home office, or added flexibility. Major improvements include a new septic tank and drain field completed in 2025, offering added peace of mind. This is modern Florida lakefront living—private, updated, and perfectly positioned on one of the area’s most desirable ski lakes.

Listing Status:

Active

Date Added:

February 18, 2026

Data Last Updated:

April 3, 2026 at 3:24AM

Listing Office:

AGILE GROUP REALTY : 813-569-6294

Listing Agent:

Sarah Ferguson : 813-758-4045

MLS ID:

TB8477263

Interior

• General: Cathedral Ceiling(s)Open FloorplanPrimary Bedroom Main FloorVaulted Ceiling(s)
• Appliances: DishwasherDryerMicrowaveRangeWasherWine Refrigerator
• Laundry: Laundry Room
• Flooring: Luxury VinylTile
• A/C: Central Air
• Heating: Electric
• Fireplace: ElectricFamily RoomFireplace

Exterior

• General: CourtyardLightingOutdoor GrillOutdoor KitchenPrivate MailboxPrivate YardSliding DoorsStorage
• Other Structures: Guest HouseOutdoor KitchenStorageDeckRear PorchSide PorchCovered
• Pool: HeatedIn GroundSalt Water
• Parking: Garage Door Opener

Construction

• Roofing: Membrane
• General: StuccoVinyl SidingTwoSlab

Location

• Road/Access: Paved
• Originating MLS: Stellar MLS
• County: Hillsborough

Lot

• Zoning: RSC-4TRACT BEG 880.22 FT S OF NE COR OF SW 1/4 OF NE 1/4 AND RUN N 78 DEG W 70 FT S 10 DEG 57 MIN W 157.1U-13-27-18-ZZZ-000000-54530.0
• View: Water

Utilities

• Utilities: Electricity Connected
• Water: Public
• Sewer: Septic Tank

Financial

• Source: Stellar MLS
• Ownership: Fee Simple