18200 CYPRESS COVE LANE, Lutz, FL 33549

• 4 beds |
• 3 baths |
• 2,307 sqft

Property Description

Back on the market after a tenant broke their lease! An incredible value for a large, feature-packed pool home directly on private ski lake Lake Stemper, complete with a covered dock and detached ADU! Set on a quiet cul-de-sac along the shores of Lake Stemper, this updated lakefront pool home delivers the Florida lifestyle buyers are searching for—boating, swimming, entertaining, and sunset views from home. Lake Stemper is a private ski lake shared by only approximately 20 homes, offering exceptional privacy with direct access to year-round water recreation. The home is not in a flood zone so flood insurance is not required, and lives in unincorporated Hillsborough county! The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views. The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience.

Listing Status:

Active

Date Added:

September 2, 2026

Data Last Updated:

September 28, 2026 at 2:22PM

Listing Office:

WRIGHT DAVIS REAL ESTATE : 813-251-0001

Listing Agent:

Dillon Cook : 813-640-9000

Contact:

813-251-0001

MLS ID:

TB8544945

Interior

• General: Ceiling Fans(s)High CeilingsOpen FloorplanSplit BedroomStone CountersThermostatVaulted Ceiling(s)
• Appliances: Convection OvenCooktopDishwasherDryerMicrowaveRange HoodWasher
• Laundry: Laundry Closet
• Flooring: CarpetVinyl
• A/C: Central Air
• Heating: Central
• Fireplace: Living RoomFireplace

Exterior

• General: LightingOutdoor GrillOutdoor ShowerPrivate YardCourtyardRain Gutters
• Other Structures: Front PorchDeck
• Pool: HeatedIn GroundSalt Water

Construction

• Roofing: MembraneShingle
• General: StuccoFrameBlockTwoSlab

Location

• Road/Access: Asphalt
• Originating MLS: Stellar MLS
• County: Hillsborough

Lot

• Zoning: RSC-4TRACT BEG 880.22 FT S OF NE COR OF SW 1/4 OF NE 1/4 AND RUN N 78 DEG W 70 FT S 10 DEG 57 MIN W 157.1U132718ZZZ00000054530.0
• View: Water

Utilities

• Utilities: Electricity ConnectedWater Connected
• Water: Public
• Sewer: Septic Tank

Financial

• Source: Stellar MLS
• Ownership: Fee Simple