6107 COGNAC CIRCLE, Lutz, FL 33558

• 5 beds |
• 4 baths |
• 2,801 sqft

Property Description

One or more photo(s) has been virtually staged. Welcome to 6107 Cognac Circle, a beautifully maintained pool home on a quiet cul-de-sac in the gated Cheval community. Built in 1998, this residence offers 2,801 heated sq ft on a quarter-acre lot with mature landscaping, pond views, a 3-car garage, and additional driveway parking. Inside, enjoy 10+ ft ceilings, ceramic tile in main living areas, and luxury vinyl plank flooring in all bedrooms (no carpet). The bright, open kitchen and family room layout is ideal for both entertaining and everyday living. The gourmet kitchen features granite countertops, large island, white cabinetry, tile backsplash, under-cabinet lighting, desk workspace, and new built-in oven and microwave (2025). The primary suite offers a tray ceiling with can lighting, spa-style en-suite bath with dual vanities, soaking tub, separate shower and water closet, double walk-in closets, and direct access to the pool deck. A split-bedroom floor plan provides flexibility for multi-generational living with four additional generously sized bedrooms, two updated full bathrooms, and a powder room near the formal living area. Outdoor living includes a private screened chlorine pool, updated pool surface, black aluminum fenced yard, and peaceful water views from the lanai. Recent updates include gas water heater (2025), exterior paint (2026), and new front light fixtures (2026). Cheval residents enjoy 24-hour gated security, golf course, clubhouse, fitness center, golf-cart-friendly streets, and top-rated schools (McKitrick Elementary, Martinez Middle and Steinbrenner High). One-third mile walk to Brooker Creek trailhead from inside Cheval. Convenient to beaches, downtown Tampa, and Tampa International Airport, all with a low annual HOA of $150.

Listing Status:

Active

Date Added:

January 29, 2026

Data Last Updated:

February 9, 2026 at 7:22AM

Listing Office:

HOMESMART : 407-476-0461

Listing Agent:

Jude Creamer : 404-610-2907

MLS ID:

A4679372

Interior

• General: Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Central VaccumChair RailEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone CountersThermostatTray Ceiling(s)Vaulted Ceiling(s)Walk-In Closet(s)Window Treatments
• Appliances: Built-In OvenCooktopDishwasherDisposalElectric Water HeaterExhaust FanMicrowaveRefrigerator
• Laundry: InsideLaundry RoomWasher Hookup
• Flooring: Luxury VinylTile
• A/C: Central Air
• Heating: CentralElectric

Exterior

• General: Hurricane ShuttersSliding Doors
• Pool: Child Safety FenceGuniteIn GroundPool SweepScreen EnclosureSelf Cleaning

Construction

• Roofing: Shingle
• General: StuccoOneSlab

Location

• Road/Access: ConcretePaved
• HOA Amenities: ClubhouseFitness CenterGatedGolf CourseGuard - 24 HourCommon Area TaxesPoolEscrow Reserves FundMaintenance GroundsManagementRecreational FacilitiesSecurity150.0Annually
• Originating MLS: Stellar MLS
• County: Hillsborough

Lot

• Zoning: PDCHEVAL WEST VILLAGE 4 PHASE 2 LOT 71 BLOCK 2U-07-27-18-0HW-000002-00071.0
• View: Water

Utilities

• Utilities: Cable AvailableElectricity ConnectedFire HydrantSewer ConnectedUnderground UtilitiesWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple