2098 HERMITAGE Place, Middleburg, FL 32068

• 3 beds |
• 2 baths |
• 1,512 sqft

Property Description

Zero Down Payment Financing Available for Qualified Buyers (USDA Eligible). One Acre. NO HOA. Built in 2023. This is the combination buyers keep searching for -- newer construction with real land and flexible financing options. Built in 2023, this 3-bedroom home features an open-concept layout with granite countertops, stainless steel appliances, durable vinyl plank flooring, and a split-bedroom design built for everyday living. Step outside through French doors to a full acre of usable, unrestricted property. Park the RV. Bring the boat. Add chickens. Build a workshop or garden -- no HOA approvals, no parking restrictions, and no limits on how you use your land. With major systems still young and the AC recently serviced, buyers gain the peace of mind that comes with newer construction without the timeline or uncertainty of building from scratch. USDA eligibility, acreage, newer construction, and no HOA restrictions are a rare combination in one property.

Listing Status:

Active

Date Added:

February 27, 2026

Data Last Updated:

April 17, 2026 at 7:36AM

Listing Office:

HERRON REAL ESTATE LLC : 904-729-4313

Listing Agent:

NYKKI VAN HOF : 904-864-5675

MLS ID:

2132191

Interior

• General: Breakfast BarCeiling Fan(s)Split Bedrooms
• Appliances: DisposalDishwasherElectric RangeElectric Water HeaterMicrowaveRefrigerator
• Laundry: In Unit
• Flooring: CarpetLaminate
• A/C: Central Air
• Heating:

Exterior

• Style: Ranch

Construction

• Roofing: Shingle
• General: FrameFiber Cement1

Location

• Originating MLS: realMLS (Northeast Florida Multiple Listing Service)
• County: Clay

Lot

• Zoning: 05052400593200811
• Current Use: Single Family

Utilities

• Utilities: Cable ConnectedElectricity Connected
• Water: Well
• Sewer: Septic Tank

Financial

• Source: realMLS (Northeast Florida Multiple Listing Service)